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Iziko leMveliso

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.Amaxwebhu apheleleyo,Imali-mboleko eqhelekileyo,Umthengisi we-Mortgage waseNew Jersey okanye uMboleki, Siyaqonda ukuba ubuninimzi lutyalo-mali olubalulekileyo, kwaye ufuna ukuqiniseka ukuba wenza ukhetho olufanelekileyo. Yiyo loo nto sinikezela ngeenkonzo zokuvunywa kwangaphambili ezibamba umdla wakho. Inkqubo yethu yokuvunywa kwangaphambili ikhawuleza kwaye ithe ngqo, ikubonelela ngomfanekiso ocacileyo wesakhono sakho sokuboleka. Ngolu lwazi esandleni, unokuphonononga ngokuzithemba imarike yezindlu nomhlaba, usazi ukuba ungumthengi ozimiseleyo kwaye ofanelekileyo.
-I-AAA yokuboleka imali yesiBini-iNgcaciso ye-AAA yokuBoleka:

Isihloko SL

Isishwankathelo

Ezizimeleyo kunye nePiggyback.
Imali-mboleko yesiBini kuphela yamkelekile.

* Ipropati yesifundo kufuneka ibe nemali yokubambisa kuqala.

Iimbalasane zeNkqubo

Ixesha leminyaka eli-15.
Olunye ukhetho lwamagama (5 yrs, 10yrs, 20yrs, 30yrs).

1) Akukho Isohlwayo seNtlawulo;
2) Iyunithi e-1 & Ukuya kuma-85% CLTV;
3) Umz. FICO 680;
4) Ubukhulu. Imali-mboleko ye-$ 250,000;
5) Iprayimari kunye nekhaya lesibini lifanelekile.

IsiKhokelo seTyala

(1) Ukuba kukho ezidlulileyo ngenxa engekahlawulwa irhafu yengeniso Federal, umboleki kufuneka abonelele isivumelwano isavenge kunye IRS, imbali yentlawulo ebonisa ubuncinane 1 intlawulo eyenziwayo, kwaye ziquka intlawulo yenyanga kwizibophelelo amatyala mboleki. Ubungqina bentlawulo yerhafu yengeniso busenokufuneka ukuze kuqinisekiswe ukuba akukho zirhafu zimiselweyo.
(2) Iimali zerhafu kufuneka zihlawulwe ngaphambi okanye ngaphambi kokuvalwa.
(3) Akukho bugwenxa be-mortgage (0 × 30) kwiinyanga ezidlulileyo ze-24.
(4) Ngayo nakuphi na unyamezelo lwemali-mboleko yendlu okanye izivumelwano zokurhoxisa intlawulo ezenzeke ngexesha lobhubhani we-COVID-19, um(aba)boleki kufuneka enze ubuncinane iintlawulo ezi-6 ezilandelelanayo zenyanga ezilandelelanayo zenyanga kwaye ubuncinane iinyanga ezi-6 kufuneka zibe sele ziphelile oko unyamezelo/ulungiselelo lokurhoxisa.
(5) Um(aba)boleki kufuneka abe ngelo xesha kulo lonke ityala lendlu.
(6) Akukho zigwebo, ukuhluthwa okanye ukuhlawuliswa kwiinyanga ezingama-60 ezidlulileyo.
(7) Ezi zilandelayo zibhekwa njengobunjubaqa obunzima, kungakhathaliseki ukuba impendulo ye-AUS; ababoleki abanezi profayili abafanelekanga de kube lixesha le-7 leminyaka lidlulile oko kwenzekile kwaye ikhredithi iphinde yasekwa:
①Ukutshona
②Ukuvalwa / uBuyiselo endaweni yokuThinjwa
③Intengiso emfutshane okanye iNtlawulo emfutshane
④Uhlengahlengiso lwe-mortgage, unyamezelo okanye ukuhlehliswa (ngaphandle kwe-COVID-19 enxulumene)

Isikhokelo ngokubanzi

(1) Ubukhulu. DTI 43%.
(2) Izinga lokufaneleka lifanelekile kwinqanaba lokuqala lenqaku.
(3) Ii-asethi / iiMali zokuValwa / eziGciniweyo zilandela iimfuno zokuqala zekhonkco.
(4) Isihloko asinakubanjwa egameni letrasti.
(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.
(6) Ukuqeshisa akufanelekanga.
(7) Akukho Isohlwayo seNtlawulo kodwa sifuna ukuba naziphi na iimali-mboleko zihlawulwe okanye zenze ucutho olungaphezulu kwe-20% yemali eseleyo emva kweentsuku ezili-180 zomhla wenkxaso-mali.
(8) I-AAA LEENDINGS ayiyi kuyenza i-HPML Ballons (APR> 15 Years Fixed APOR +3.5%).

Imifanekiso yeenkcukacha zemveliso:

– I-AAA yokuboleka imali yesiBini – i-AAA yokuboleka imifanekiso yeenkcukacha

IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. – I-AAA yokuboleka imali yesiBini – i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Amman, South Korea, Qatar, Ukuba nayiphi na imveliso ihlangabezana nemfuno yakho, nceda ukhululeke ukudibana nathi. Siqinisekile ukuba nawuphi na umbuzo wakho okanye imfuneko iya kufumana ingqalelo ekhawulezileyo, iimveliso ezikumgangatho ophezulu, amaxabiso akhethekileyo kunye nothutho oluphantsi. Bamkele ngokunyanisekileyo bahlobo kwihlabathi liphela ukuba bafowune okanye beze kutyelela, ukuxoxa ngentsebenziswano yekamva elingcono!
    • Umzi-mveliso unezixhobo eziphambili, abasebenzi abanamava kunye nenqanaba lolawulo olulungileyo, ngoko umgangatho wemveliso wawunesiqinisekiso, le ntsebenziswano ikhululekile kwaye yonwabile!
    Iinkwenkwezi ezi-5NguDale wasePortland - 2018.11.28 16:25
    Inkokeli yenkampani isamkela ngokufudumeleyo, ngengxoxo ecokisekileyo necokisekileyo, satyikitya umyalelo wokuthenga. Ndiyathemba ukusebenzisana kakuhle
    Iinkwenkwezi ezi-5NguSandra ovela eAlgeria - 2017.01.28 18:53

    EzinxulumeneyoIIMVELISO

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