Iziko leMveliso

Isishwankathelo

Iimali-mboleko zeSibini ezizimeleyo.
Imali-mboleko yesiBini kuphela yamkelekile.
Iminyaka eyi-15 Ikota.Olunye ukhetho lwegama (5 yrs, 10yrs, 20yrs, 30yrs).

* Ipropati yesifundo kufuneka ibe nemali yokubambisa kuqala.
* Le Nkqubo inokufumaneka kwi-AZ,CA,CO,FL,GA,IL,MD,MI,MN,OH,OKANYE,PA,SC,VA,WA.

Iinkcukacha

1) Akukho Isohlwayo seNtlawulo;
2) Iyunithi e-1 & Ukuya kuma-90% CLTV;
3) Min FICO 680;
4) Isixa-mali seMali-mboleko enkulu ye-250,000 yeedola;
5) Iprayimari kunye nekhaya lesibini lifanelekile.
6) I-Piggyback's nayo iyafumaneka

IsiKhokelo seTyala

(1) Ukuba kukho ezidlulileyo ngenxa engekahlawulwa irhafu yengeniso Federal, ukunika isivumelwano izavenge kunye IRS, imbali yentlawulo ebonisa ubuncinane 1 intlawulo eyenziwayo kwaye umboleki lwangoku, kwaye ibandakanye intlawulo yenyanga kwizibophelelo ityala mboleki. Ubungqina bentlawulo yerhafu yengeniso busenokufuneka ukuze kuqinisekiswe ukuba akukho zirhafu zimiselweyo.
(2) Iimali zerhafu kufuneka zihlawulwe ngaphambi okanye ngaphambi kokuvalwa
(3) Akukho tyala lokuboleka imali (0 × 30) kwiinyanga ezidlulileyo ze-24
4
(5)Umboleki (aba)boleki kufuneka abe ngelo xesha kulo lonke ityala lendlu
(6)Akukho zigwebo, ukuthinjwa okanye kuhlawuliswa kwiinyanga ezingama-60 ezidlulileyo
(7) Ezi zilandelayo zibhekwa njengobunjubaqa obunzima, kungakhathaliseki ukuba impendulo ye-AUS; Ababoleki abanezi profayili abafanelekanga de kube lixesha le-7 leminyaka lidlulile oko kwenzeke kwaye ikhredithi iphinde yasekwa.
①Ukutshona ②Ukuvalwa / iSivumelwano endaweni yokuThinjwa ③Intengiso emfutshane okanye iNtlawulo emfutshane ④Uhlengahlengiso lwemali-mboleko, unyamezelo okanye ukuhlehliswa (ngaphandle kokunxulumana ne-COVID-19)

Isikhokelo ngokubanzi

(1) Ubuninzi be-DTI ngama-43,000%
(2)Izinga lokufaneleka lifanelekile kwinqanaba lokuqala lenqaku.
(3)Ii-asethi/Iimali eziya kuvalwa/ezigcinwe zilandela iimfuno zokuqala zonxibelelwano
(4) Isihloko asinakubanjwa egameni letrasti.
(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.
(6) Ukuqeshisa akufanelekanga
(7)Akukho sohlwayo sentlawulo engekahlawulwa kodwa sifuna ukuba nayiphi na imali-mboleko ihlawulwe okanye yenze iminciphiso engaphezulu kwe-20% yemali eseleyo emva kweentsuku ezili-180 zomhla wenkxaso-mali.
(8) I-AAA LEENDINGS ayizukwenza iiBhaloni zeHPML (APR> 15 Year Fixed APOR +3.5%)