
HELOC Overview
IHELOCinkqubo yiHome Equity Line of Credit.
Isalathiso + Umda. Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokuzoba ilandelwa yi-20 yeminyaka yokuhlawula amatyala.
Ixabiso:COFA APHA
* Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Kuxhomekeke kwiimeko zemboleko.
Iimbalasane zeNkqubo ye-HELOC
Prime HELOC
♦ Akukho Isohlwayo Sangaphambili;
♦ Isihloko kunye noMrhumo wokuvala i-Escrow i-$ 370-$ 650 (Ukuvala ngeNkampani yeNkampani eMiselwe yi-AAA LENDINGS);
♦ Ngaxeshanye (Max CLTV/HCLTV 89.99%)(Min FICO 680) (I-1st lien mayenziwe kwi-AAA)/Standalone(Max CLTV/HCLTV 85.00%)(Min FICO 700)
♦ Max Line Isixa $500,000
♦ Utyalo-mali aluvumelekanga
♦ Ikhaya lasePrayimari (Ubukhulu obufanayo CLTV/HCLTV 89.99%)(Standalone Max CLTV/HCLTV 85.00%)
♦ Ikhaya leSibini (Ubukhulu obufanayo CLTV/HCLTV 80.00%)(Standalone Max CLTV/HCLTV 80.00%)
I-HELOC eyandisiweyo
♦ Akukho mrhumo woNyaka;
♦ Akukho Isohlwayo Sangaphambili;
♦ Iprayimari kunye nekhaya lesibini lifanelekile.
♦ RT/CO: Max CLTV/HCLTV 85%