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Yintoni "AKUKHO Mveliso" iDSCR?
2022-01-21
Akukho mlinganiso we-DSCR uthetha ukuba umlinganiselo wengeniso yenyanga yerenti kwintlawulo yenyanga yendlu, irhafu, i-inshorensi kunye nentlawulo yolawulo lwepropathi ilingana no "0", oko kukuthi, ungafaka isiceloDscr Imali-mbolekoiimveliso ezinomlinganiselo "zero". Ngaphambili kwethu...
jonga iinkcukacha Kuthekani ukuba andikwazi kufaneleka ukubolekwa imali eqhelekileyo?
2022-01-21
Iimali-mboleko eziqhelekileyo zineemfuno ezithintelweyo zomlinganiselo we-DTI/Gcinas/ LTV/ imeko yetyala. Ngokubanzi, uninzi lwababoleki banokufaneleka kwimali mboleko eqhelekileyo kunye nomvuzo ophezulu kunye namanqaku ekhredithi. Ngelixa kwabanye ababoleki, umvuzo wabo uphantsi okanye uneentlobo ngeentlobo...
jonga iinkcukacha Iindidi zemveliso yemali-mboleko esinokukunika yona
2022-01-21
AAA Utyalo-mali lweNkunzi luyile iindidi ezahlukeneyo zemveliso yemali-mboleko ukukunceda uthenge ipropati oyifunayo. 1- Imali mboleko engeyiyo ye-QM- Eyona nto ingcono kuwe ngaphandle kwenqaku letyala elilungileyo kunye nomvuzo ozinzileyo. Akukho mfuneko yentlawulo yakho okanye i-W2. Sinemveliso ezininzi, kwaye kukho i...
jonga iinkcukacha Ungawulungela njani umvuzo wekhefu lethutyana?
2022-01-21
Ikhefu lethutyana ngenxa ye-COVID-19 kumqeshi lisenokubandakanya iimeko ezahlukeneyo (umz. usapho kunye nezonyango, ukukhubazeka kwexeshana elifutshane, ukubeleka, amanye ikhefu lethutyana kunye okanye ngaphandle kwentlawulo). Ngexesha lekhefu lethutyana, umvuzo womboleki unokucuthwa kwaye/okanye ...
jonga iinkcukacha Intshayelelo yembuyekezo yerhafu
2022-01-21
Amagama angundoqo: Imbuyekezo yerhafu; ukwandiswa kokufakwa kwerhafu ye-IRS; Phesheya kweelwandle Ngaba uziva ubhidekile xa imbuyekezo yerhafu kufuneka isetyenziselwe ukufaneleka kwimali-mboleko yakho?ngowuphi unyaka wembuyekezo yakho yerhafu ekufuneka unikiwe? Kukho amaxesha amane ekufuneka uwaqaphele: 1. Umhla wokufaka isicelo kwi...
jonga iinkcukacha Iimfuno ze-Arhente malunga nobuNnini obungaphantsi kwe-25%
2022-01-21
Amagama angundoqo: uFannie Mae; Uziqeshile; Ubunini obungaphantsi kwama-25% Apha ngezantsi kukho iimfuno zezikhokelo ze-arhente malunga nobunini bomboleki obungaphantsi kwe-25% kwishishini, nceda ufunde ngononophelo, ugxininise ngakumbi:
jonga iinkcukacha Imali-mboleko ye-Mortgage engeyiyo-QM
2022-01-21
Amagama angundoqo: Akukho paystub; Hayi W2; Akukho Mbuyiselo yeRhafu; Akukho 4506-T; Akukho mali-mboleko ye-DU/LP engeyiyo ye-QM yenye indlela yeemali-mboleko ze-mortgage (QM) eziqinisekisiweyo. Ngokukodwa ngakumbi, imali-mboleko engeyiyo ye-QM yileyo engafunwayo ukuhlangabezana norhulumente womanyano kunye noKhuseleko lwezeMali loMthengi...
jonga iinkcukacha I-NON-QM Imali efunekayo kunye nenzuzo
2022-01-21
1. Kwimali-mboleko engeyiyo ye-QM, imfuno yokuphuma kwemali ilandelayo: ● I-Cash out seasoning, i-AAA Capital ichaza i-cash-out seasoning njengomahluko phakathi komhla wesicelo semali-mboleko entsha kunye nomhla wenqaku lemali yangaphambili okanye umhla wokuthenga. ① Ngeepropati ezizezesibini...
jonga iinkcukacha Inkqubo engeyiyo ye-QM yokuSetywa kweAsethi
2022-01-21
Le nkqubo yenzelwe ababoleki abanee-asethi ezibalulekileyo ezinokuqinisekiswa kwaye banokuzuza kwezinye iindlela zokufaneleka mboleko. Imfuneko 1- Ubuninzi be-DTI yi-50% 2- Amaxwebhu-Iingxelo zebhanki zobuqu zeenyanga ezi-6 3- I-Prayimari Kuphela i-Advantage 1- Hayi 4506-C/...
jonga iinkcukacha Inkqubo yeengxelo zebhanki ezingeyoQM 12/24
2022-01-21
Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Iziteyitimenti zebhanki (zobuqu kunye/okanye ishishini) zinokusetyenziswa njengenye indlela kwiimbuyekezo zerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo ...
jonga iinkcukacha