Iindaba zeshishini

Xa ungena kwizinto ezintsonkothileyo ze-American mortgage landscape, umbuzo omnye ophindaphindiweyo wabanikazi bezindlu kunye nabathengi abanokuthi bahlale bebuza kukuba, "Yeyiphi eyona nto ilungileyoIreyithi yokubolekwa kwezindlu?" Impendulo yalo mbuzo inokuchaphazela kakhulu imali yakho...

Xa kuziwa ekuthengeni ikhaya, omnye wemibuzo ebaluleke kakhulu oya kuhlangabezana nayo kukuba, "Ingakanani indlu endinokuyifumana?" Ukuqonda uhlahlo lwabiwo-mali lwakho kunye nemida yemali kubalulekile ukuqinisekisa ukuba wenza ubulumko kunye nozinzoutyalo-mali. Esi sikhokelo siyakunceda...

Ukuzulazula ekuthengeni ikhaya okanye kwiprofinancingEZIIbandakanya amanyathelo abalulekileyo aliqela, elinye lawo luvavanyo lwasekhaya. Ukuqonda inkqubo yovavanyo lwekhaya kunye neendleko kubalulekile kubo bobabini abathengi kunye nabathengisi ukuqinisekisa ukuthengiselana okufanelekileyo kunye nokugudileyo....

Ukuzulazula kwimo yemali-mboleko kunokuba ngumceli mngeni, ngakumbi kubathengisi abafuna ukusebenzisana nababolekisi ababonelela ngamaxabiso okhuphiswano kunye nemirhumo ephantsi. Ukufumana ababolekisi abanemirhumo ephantsi yabarhwebi kunokuba nefuthe elikhulu kwingeniso yeshishini lakho a...

Ukufaka isicelo semali-mboleko kunye nombolekisi wezindlu kunokubonakala kunzima, kodwa ukuqonda inkqubo kunokukwenza kube lula. Nokuba ungumntu oqalayo ukuthenga ikhaya okanye ujonge ukuxhasa ngemali, ukwazi ukuba usifaka njani isicelo semali mboleko kumbolekisi wezindlu kubalulekile. T...

Xa ujonga indlela yokuboleka imali, ababoleki bahlala befuna iindlela zokunciphisa inzala yabo kunye neendleko zemboleko. Esinye isicwangciso esisebenzayo kukusebenzisa iinketho zokuthenga ireyithi ekubolekeni kweevenkile. Eli nqaku liphonononga umxholo wokuthengwa kwexabiso ...

Xa kuziwa ekufumaneni imali-mboleko, ukhetho lombolekisi lunokwenza umahluko omkhulu. Kubathengi abaninzi, ababolekisi bevenkile baye baba yindlela yokuya kwinketho ngenxa yamaxabiso abo okukhuphisana kunye nemiqathango ebhetyebhetye. Kweli nqaku, singena kuvavanyo lomthengisi...

Kwihlabathi eliguqukayo lotyalo-mali lwezindlu nezindlu, ukufumana inkxaso-mali eyiyo kubalulekile kwimpumelelo. Kubatyali-mali abaninzi, iziqinisekiso zemali-mboleko yemveli ezisekwe kumvuzo womntu kunye nomsebenzi zinokuthintelwa. Nangona kunjalo, kukho enye indlela ...

Kwimarike yezindlu nezindlu ezihlala ziguquguquka, ukufumana inkxaso-mali kunokuba ngumsebenzi onzima, ngakumbi kwabo bangenamsebenzi wemveli okanye abajongana nemiceli mngeni ngomlinganiselo wetyala-kwingeniso (DTI). Ngethamsanqa, kukho iindlela ezintsha zokuboleka imali ...

Ukujonga imeko yotyalo-mali lwezindlu nomhlaba kunokuba ngumngeni, ngakumbi xa kufikwa ekufumaneni inkxaso-mali. Kubatyali-mali abafuna ukwandisa amathuba abo, ukuqonda iiyunithi ze-DSCR 5-9 kunye neemali-mboleko ezifuna akukho ngeniso yobuqu kunokuba ...