– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Isishwankathelo
Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.
Iinkcukacha
1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.
Yintoni iJumbo Loan?
Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.
Uyichaza njani iJumbo Loan?
Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.
2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:
| COUNTY | 1-INTSAPHO | 2-INTSAPHO | 3-INTSAPHO | 4-INTSAPHO |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| I-ALpine | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IKHALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ECOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| NGOKUCHASANA NOLUNXWE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| EMntla | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IDORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERIAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WENA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OOKUMKANI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ICHIBI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Mvumele | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ILOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INKUNZI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| EMONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORENJI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| IINTSIBA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMLAMBO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Engcwele uBenedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| ESAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| INGCWELE UMATEYU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INGCWELE BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| USANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| UMNQAMBE OYINGCWELE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko. - I-AAA yokuboleka imali ye-AAA engaguqukiyo - iMali-mboleko yeJumbo (Imali ebolekiweyo ephezulu) - i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Mecca, iRoma, iBulgaria, Ukwaneliseka koMthengi yinjongo yethu yokuqala. Injongo yethu kukusukela umgangatho obalaseleyo, ukwenza inkqubela eqhubekayo. Siyakwamkela ngokunyanisekileyo ukuba nenze inkqubela kunye nathi, kwaye sakhe ikamva eliqaqambileyo kunye.
Ngu-Afra evela kwisiSwidi - 2018.03.03 13:09 Abasebenzi benkonzo yabathengi banomonde kakhulu kwaye banesimo sengqondo esihle kunye nenkqubela phambili kumdla wethu, ukuze sibe nokuqonda okubanzi kwemveliso kwaye ekugqibeleni sifikelele kwisivumelwano, siyabonga!
NguKama wase-UK - 2017.05.02 11:33 






