Iziko leMveliso

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Ulungelelwaniso lweNkonzo yeTyala,Imirhumo ye-Mortgage Broker,Intatheli ethunyiweyo, Siyaqonda ukuba i-creditworthiness ingaba yinkxalabo kubaboleki abaninzi. Yiyo loo nto sinikezela ngeenkonzo zokucebisa ngetyala ukuze sikuncede uphucule amanqaku akho kwaye ukhusele imiqathango engcono yemboleko. Ngokubonelela ngezimvo ezixabisekileyo kunye nesikhokelo esilungiselelweyo, sijonge ekubandakanyweni abo banokuba ngababoleki abanokuthi ekuqaleni bangaqinisekanga malunga nokufaneleka kwabo. Silapha ukukuxhobisa ukuba ulawule ikamva lakho lezemali.
– I-AAA yokubolekwa kwemali eyandisiweyo Uthotho lwe-R – Elite P&L(Inzuzo Ezilungiseleleyo kunye nelahleko Kuphela) – Iinkcukacha ze-AAA zokuBoleka:

E PL 2

Isishwankathelo

Iyafana neP&L. 7/6 ARM (5/1/5).

CA, CO, GA, IL, VA, WA ziyafumaneka.

Iinkcukacha

1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-$ 2.0M;
4) Akukho zimbuyekezo zerhafu ezifunekayo;
5) Iimali zesipho ezivumelekileyo;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.

Yintoni le nkqubo? Ngubani onokufaka isicelo sale nkqubo?

• Ngaba ungumboleki ozisebenzelayo?
• Ngaba umbolekisi ufuna izitetimenti zebhanki yeshishini lakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bezindlu bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi "Ngokwesikhokelo sethu"
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.

Thina i-AAA yokuboleka ngoku ibonelela ngenkqubo yemali-mboleko ye-Non-QM efanelekileyo esetyenziswa kwezi meko zingasentla, ebizwa ngokuba yi-P&L (Inzuzo nelahleko). Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Leyo yeyona nzuzo ingcono kwabo baziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngaxa lithile, siyayamkela i-P&L yomboleki elungiselelwe, ekwaluncedo oluhle kwabanye ababoleki.

Kutheni le nkqubo iyilwe?

Kubantu ababolekayo abazisebenzelayo, inkqubo yengxelo yebhanki yeenyanga ezili-12/24 lolona khetho lungcono, kuba le nkqubo ayifuni mbuyekezo yerhafu kunye neengxelo zebhanki zoshishino. Nangona kunjalo, xa abanye abafaki-zicelo beneshishini, elinzima imeko yezemali ngeengxelo zebhanki ezininzi, inkqubo ye-P&L inokuba lolona khetho lufanelekileyo kuwe. Ukusukela kwiinyanga ezili-12/24 inkqubo yengxelo yebhanki inomda malunga nemfuno yeengxelo zebhanki; mhlawumbi max. Iingxelo zebhanki ezintathu zeshishini elinye, enokuthi ibe sisithintelo esikhokelela kwinkqubo yeP&L.

Yintoni ekufuneka uyilungiselele ukuvunywa ngokukhawuleza?

Xa ungenisa imali-mboleko kubabolekisi, banokufuna i-YTD(Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta yeCPA, njl.
Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala


Imifanekiso yeenkcukacha zemveliso:

-I-AAA yokubolekwa kwe-R eyandisiweyo-i-Elite P&L(Inzuzo eZilungiseleleyo kunye nelahleko kuphela)-I-AAA yokuboleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke. - I-AAA yokubolekwa kwe-R Series ephuculweyo - i-Elite P & L (Inzuzo eLungisiweyo kunye nelahleko kuphela) - Ukuboleka kwe-AAA , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Estonia, Burundi, Turkey, Sibambelela kumxhasi we-1, umgangatho ophezulu we-1, ukuphuculwa okuqhubekayo, inzuzo efanayo kunye nemigaqo yokuwina. Xa intsebenziswano kunye nomthengi, sibonelela abathengi ngeyona nkonzo iphezulu kakhulu. Ukuseka ubudlelwane obuhle beshishini sisebenzisa umthengi waseZimbabwe ngaphakathi kwishishini, sizenzele igama kunye nodumo. Kwangelo xesha linye, wamkele ngentliziyo iphela amathemba amatsha namadala kwinkampani yethu ukuya kuthethathethana namashishini amancinci.
  • Le yinkampani ehloniphekileyo, banezinga eliphezulu lolawulo lweshishini, umgangatho omhle wemveliso kunye nenkonzo, yonke intsebenziswano iqinisekisiwe kwaye iyonwabile!
    Iinkwenkwezi ezi-5NguJonathan waseMalta - 2018.06.12 16:22
    Umgangatho weemveliso ulungile kakhulu, ngakumbi kwiinkcukacha, unokubonwa ukuba inkampani isebenza ngokukhutheleyo ukwanelisa umdla womthengi, umthengisi olungileyo.
    Iinkwenkwezi ezi-5NguKumkani ovela eAlgeria - 2018.09.19 18:37