Iholeyili-i-AAA yokuBoleka i-HELOC – i-AAA ibolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzibophelela kwethu ekugqweseni nasekuzinikeleni kubathengi bethu kusiqhubele ekubeni sandise imisebenzi yethu kumazwe angama-45, kuquka iArizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwamanye. Nangona kunjalo, impumelelo yethu ayichazwanga kuphela ngamanani. Uphononongo oluninzi oluhle kunye nodumo olunamandla lokuthetha ngomlomo esilufumeneyo lusebenza njengobungqina bokuthenjwa kunye nentembeko ebekwe yintengiso kuthi.I-Inshorensi yoKhukula,Umthengisi we-Mortgage waseFlorida okanye uMboleki,Eyona Rate yokubolekwa kwezindlu, Xa kufikwa kukwaneliseka kwabathengi, asihlangani nje nolindelo; siyabodlula. Iqela lethu lizimisele ukubonelela ngenkxaso engenakulinganiswa nanto kulo lonke uhambo lwakho lokubambisa. Sabela amagosa emboleko azinikeleyo afikelelekayo kwaye athathele ingqalelo, siqinisekisa ukuba ufumana uncedo olulolwakho ukusuka kumbuzo wokuqala ukuya kwitheyibhile yokuvala. Sikholelwa ukuba ngokuhamba imayile eyongezelelweyo kunye nokubonelela ngenkonzo ekhethekileyo, asitsali nje kuphela kodwa sigcina abathengi abonelisekileyo ababa ngabaxhasi bethu babalulekileyo.

– AAA Ukuboleka HELOC – AAA IiNkcukacha zokuBoleka:

Heloc

Isishwankathelo

Ezizimeleyo HELOC.

Inkqubo ye-HELOC yi-Home Equity Line yeTyala.
Isalathiso + Umda. Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokutsalwa ilandelwa yi-20 yeminyaka yokuhlawula amatyala.

* Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Ngokuxhomekeke kwiimeko zemboleko, uMjikelo oMfutshane. 1%,Ilungisiwe.
Ubungakanani bobomi bonke: 18%.
Umgangatho wobomi bonke: 2.5%.

Iinkcukacha

I-1) Njengekhadi letyala eliphezulu
2) Akukho Isohlwayo seNtlawulo
3) Akukho Mrhumo woNyaka
4) Iprayimari kunye nekhaya lesibini lifanelekile
5) Iyunithi e-1 & Ukuya kuthi ga kwi-90% HCLTV
6) Isixa-mali seMali-mboleko enkulu ye-350,000 yeedola
7) Umz. FICO 680
8) I-Piggyback's nayo iyafumaneka

Sisiphi isizathu sokukhetha le nkqubo?

Lilonke, i-HELOC inokuba lukhetho oluhle kakhulu kubaboleki ngexesha apho uninzi lweemveliso 'inzala ikhula ngokubanzi.

Isikhokelo ngokubanzi

(1) Qaphela ireyithi + 2% P&I ngaphezulu kweminyaka engama-30 yokuhlawula amortation njengereyithi yokufaneleka.
(2)Ii-asethi/Iimali emaziValwe/oovimba:
★Piggybacks: landela iimfuno zokuqala zonxibelelwano
★Iindawo ezizimeleyo: akukho siqinisekiso se-asethi esifunekayo ukuba lowo ubolekayo ufumana imali ezinkozo (ngakolunye unikezelo ubuncinane inyanga enye yeengxelo ze-asethi ezibonisa imali eyaneleyo yokuvala)
(3)UVandlakanyo/uVandlakanyo lwePropati
★Piggybacks: landela izikhokelo ze-FNMA/FHLMC (ngokusekwe kuhlobo lwengxelo ye-AUS esebenzayo) ngaphandle kwe-AAA LENDINGS ayiyi kwamkela ukuyekwa kovavanyo. Ukuba i-AUS ivumela ukurhoxiswa kovavanyo, ngoko endaweni yoko unikeze: ①AVM kunye nengxelo yemeko yepropathi ephantsi (kubandakanywa neefoto) yomhla phakathi kwe-120 leentsuku zomhla wenqaku okanye ② uvandlakanyo (inokuba yidesktop, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumvavanyi onelayisenisi/oqinisekisiweyo welizwe nomhla womhla omnye.
★Ii-Standalones: 1) I-AVM kunye nengxelo yemeko yepropathi ephantsi (kubandakanywa neefoto) okanye 2) uvavanyo (inokuba yi-desktop, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumvavanyi onelayisenisi/oqinisekisiweyo welizwe owabhalwa kwisithuba sonyaka omnye wesaziso.
★Ngomda wetyala > $250,000, iFNMA 1004 epheleleyo okanye iFHLMC 70 enohlolo lwangaphakathi nangaphandle oluqulethe iifoto ezinemibala efunekayo
(4) Isihloko asinakubanjwa egameni letrasti.
(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.
(6) Imali-mboleko kufuneka ibe kwindawo yesibini.
(7) Akukho Mrhumo woNyaka
(8) Ukuqeshisa akufanelekanga
(9)Intlawulo iya kufuneka ngomhla we-15 kwinyanga nganye
(10) 5% umrhumo kade uya kuvavanywa ngomhla omiselweyo wentlawulo + iintsuku ezili-15 (ngaphandle kokuba kukho imfuneko yelizwe engqongqo ngakumbi)
(11)Umlinganiselo woBomi boBomi: 18% okanye ubuninzi belizwe kunye neLifetime Rate Floor 2.5%
(12)Akukho Isohlwayo seNtlawulo.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. – AAA Lendings HELOC – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Atlanta, Stuttgart, Ethiopia, sithembele kwiinzuzo zethu ukwakha indlela yorhwebo oluhlangeneyo kunye namaqabane ethu okubambisana. Ngenxa yoko, ngoku sifumene inethiwekhi yokuthengisa yehlabathi efikelela kuMbindi Mpuma, eTurkey, eMalaysia naseVietnam.

-AAA Ukuboleka

Isimo sengqondo sabasebenzi benkonzo yabathengi sinyanisekile kwaye impendulo ifike ngexesha kwaye ineenkcukacha kakhulu, oku kuluncedo kakhulu kwisivumelwano sethu, enkosi.
Iinkwenkwezi ezi-5