IWholesele - iAAA yokuBoleka imali engeyiyo i-QM ye-12 okanye ye-24 yeNyanga yoBuqu / iNkqubo yeeNgxelo zeBhanki yoShishino – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi.Imibuzo yoVavanyo lwe-Mortgage Broker,Umbolekisi oPhezulu we-Mortgage eLa,Imali-mboleko yoBulungisa kwiKhaya, Njengeqabane lakho le- mortgage, sinikezela ngaphezu kweemali-mboleko; sinikezela uluntu. I-AAA LENDINGS izinikele ekudaleni imvakalelo yokuba ngabaxumi bethu. Iqonga lethu le-intanethi libonisa iiforam kunye neengxoxo apho unokunxibelelana nabanye abantu ababolekayo, wabelane ngamava, kwaye ufune iingcebiso. Le ndlela iqhutywa luluntu ikhuthaza indawo ebandakanyayo apho unokufumana khona inkxaso, ukuqonda, kunye nenkuthazo njengoko ujonga indlela eya kubunini-khaya.

– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA IiNkcukacha zokuBoleka:

Ayinasihloko-5

Isishwankathelo

Umboleki ozisebenzelayo onetyala eligqwesileyo nomvuzo wakhe ochazwe kwimbuyekezo yerhafu awusayi kubenza bafanelekele ukufumana ikhaya elitofotofo abanako ukulihlawula. Ufaneleka nge-100% kwiiDipozithi zeAkhawunti yoMntu kunye ne-50% kwiiDipozithi zeAkhawunti yeShishini (iinyanga ezili-12 ezilandelelanayo).

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-3M yeMali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Ukuziqeshisa kunye nabaBoleki abayi-1099;
4) 660 okanye ngaphezulu Credit Score;
5) Akukho kugcinwa kufunwa i-LTV kuma-75% okanye ngaphantsi;
6) Akukho 4506T / Akukho K1 / Akukho P & L efunekayo;
I-7) Akukho MI (i-Inshurensi ye-Mortgage).

Kutheni sikhetha iiNkcazo zeBhanki?

Nangona uninzi lwabanini bamakhaya banokufaneleka ngokulula kunye namaxwebhu apheleleyo kwi-mortgage eqhelekileyo, abaninzi abasayi kuhambelani nezikhokelo zikaFannie noFreddie xa kufikwa kwiimfuno zokuboleka. Ngethamsanqa, iimali-mboleko ezingezizo eze-QM kunye namaxwebhu engeniso yengxelo yebhanki zizisombululo ezintle kwaba baboleki bangengabo ngokwemveli.

Abaziqeshileyo bemivuzo banobunewunewu bokucima iindleko ezininzi zoshishino phantsi kweKhowudi yeRhafu ye-IRS. Ukucima iindleko zoshishino kwingeniso yabo epheleleyo kunceda ababoleki ukuba banciphise ngokubonakalayo amatyala abo erhafu, kwaye ngamanye amaxesha kubonisa ilahleko iyonke okanye umvuzo ombi wonyaka. Ingxelo yeBhanki Imali-mboleko engeyiyo ye-QM iya kukwazi ukunceda aba baboleki ukuba bafanelekele ukubambisa ngaphandle kokubonisa iimbuyekezo zabo zerhafu kwaye basebenzise izitetimenti zabo zebhanki ukubonisa ukuhamba kwemali okuyinyani kweshishini labo.

Le nkqubo yenzelwe bani?

Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Iziteyitimenti zebhanki zisenokusetyenziswa njengenye indlela kwiimbuyekezo zerhafu ukuze kubhalwe ingeniso yomboleki ozisebenzelayo. Ngaphandle koko, iingxelo zebhanki zobuqu kunye/okanye zoshishino zivumelekile zonke.

Ubuncinci omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (ene-25% okanye ubunini obungaphezulu) ukuze afanelekele le nkqubo. Le yimfuneko eqhelekileyo yokuqinisekisa ukuba umboleki ngumboleki ozisebenzelayo. Kwimali-mboleko ye-arhente, sihlala sibhekisa ku-K-1 okanye kwiShedyuli G; ngelixa kwi-Non-QM mboleko, sihlala sifuna ileta ye-CPA ukuze siqinisekise ubunini bokwenene.

Ngokuqhelekileyo, umbolekisi uya kubala umvuzo ofanelekileyo ngokuthatha ixabiso eliqhelekileyo lesiteyitimenti sebhanki kwiinyanga ezili-12 okanye ezingama-24, emva koko aphindaphinde inkcitho eqhelekileyo. Oko kufuneka kube yingeniso yomboleki efanelekileyo kule nkqubo.

Ngokubhekiselele kwindleko yeendleko, abatyali-mali abaninzi abangeyo-QM banokuba nomlinganiselo oqhelekileyo onjenge-50%. Nangona oku kuyimfuno yethu eqhelekileyo, kodwa ukuba iCPA yakho inokubonelela ngeleta enezizathu ezifanelekileyo, sinokuthathela ingqalelo inkcitho ebhetyebhetye ngenxa yobume beshishini buneendleko ezincinci.

Nceda uqhagamshelane neqela lethu ukuze uhlalutye simahla umvuzo ngaphambi kokuba ungenise imali-mboleko ukuze uncede abathengi bakho.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. – AAA Lendings Non-QM 12 okanye 24-Month Personal / Business Bank Statements Programme – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, ezifana: Bangladesh, Liberia, Zurich, siye safumana yonke imini yokuthengisa kwi-intanethi ukuqinisekisa ukuba inkonzo yangaphambili kunye nenkonzo emva kokuthengisa ngexesha. Ngazo zonke ezi nkxaso, sinokukhonza wonke umthengi ngemveliso esemgangathweni kunye nokuthunyelwa ngexesha elifanelekileyo ngoxanduva olukhulu. Ukuba yinkampani ekhulayo ekhulayo, sisenokungabi yeyona nto ingcono, kodwa sizama konke okusemandleni ethu ukuba liqabane lakho elilungileyo.

-AAA Ukuboleka

Inkampani inokucinga ukuba sicinga ntoni, ukungxamiseka kokukhawuleza ukwenza izinto ezinomdla kwisikhundla sethu, kunokuthiwa le yinkampani enoxanduva, sinentsebenziswano evuyayo!
Iinkwenkwezi ezi-5

Ngu-Astrid evela eKuwait - 2017.02.18 15:54

Inkampani inokuqhubeka notshintsho kule marike yoshishino, uhlaziyo lwemveliso ngokukhawuleza kwaye ixabiso liphantsi, le yintsebenziswano yethu yesibini, ilungile.
Iinkwenkwezi ezi-5

NguDora waseNigeria - 2017.06.25 12:48