IWholesele - i-AAA yokuBoleka i-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Kwihlabathi lemboleko-mali yokubambisa, ukufikeleleka ngundoqo. Iqonga lethu le-digital mortgage liyilwe ngokulula kwakho engqondweni. Ungafaka isicelo semali mboleko, ulayishe amaxwebhu, kwaye ulandelele inkqubela yakho yemali mboleko kwi-Intanethi, konke ukusuka kubutofotofo bekhaya lakho. Senze amava edijithali abandakanyekayo akubeka kulawulo, eqinisekisa ukuba ungasilawula isicelo sakho semali mboleko ngesantya sakho, 24/7.Ababolekisi abaPhezulu be-Mortgage,Dfpi uMboleki,Indlu yeholide, Kwi-AAA LENDINGS, siyaqonda ukuba ukukhetha umbolekisi we-mortgage sisigqibo esibalulekileyo. Yiyo loo nto sihamba umgama owongezelelweyo ukwenza amava akho ameme kangangoko. Sinikezela ngewebhusayithi esebenziseka lula enokukhangela ngokulula, siqinisekisa ukuba unokufikelela kulwazi oluyimfuneko ngaphandle komzamo. Uya kufumana izixhobo eziluncedo kunye nezixhobo ezinje ngezibalo zokubambisa kunye nezithuba zeblogi ezifundisayo, eziyilelwe ukukuxhobisa ngolwazi kwaye wenze uhambo lwakho lokubambisa lubandakanyeke kwaye lufundise.

– I-AAA yokuBoleka kwe-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-2

Isishwankathelo

Umboleki wathengisa ishishini labo lezigidi zeedola emva koko wafumana ikhaya lamaphupha abo kodwa wayengenamthombo wengeniso yokubhala.

Iinkcukacha

1) Ukuya kuthi ga kwi-2.5M yemali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Umlinganiselo we-DTI yi-50%;
4) I-Cash-out yamkelwe;
5) Akukho mfuneko yolwazi lwengqesho kwisicelo semali-mboleko;
6) I-asethi yahlulahlulwe ngama-84 okanye imiqathango yemali-mboleko esisigxina ukuze ufumane umvuzo ofanelekileyo lowo ubolekayo.

Yintoni inkqubo?

• Ngaba umsebenzi wakho okanye umvuzo wakho awuphumelelanga ukuze ube nelungelo lokubolekwa imali-mboleko?
• Ingaba une-asethi eyaneleyo kwiakhawunti yakho?
• Ngaba usanda kuthengisa ipropati kwaye ufuna ukuthenga enye indlu?
• Awufuni ukubonelela ngeendidi zamaxwebhu engeniso?
• Ngaba uyazibuza ukuba ababolekisi bayayivuma njani imali-mboleko yakho ngaphandle kokuqwalasela umlinganiselo we-DTI?

Ukuchithwa kwe-Asethi / Ukusetyenziswa kunceda aba bafaki-zicelo xa ukule meko. Yinkqubo eqhelekileyo engeyiyo ye-QM, ekwabizwa ngokuba “yi-asethi kuphela”. Awudingi ukuba unikeze naluphi na ulwazi lwengqesho kunye namaxwebhu engeniso xa ufaka isicelo sale nkqubo.
Isenokusetyenziswa njengokuphela komthombo wengeniso yesiqinisekiso semali-mboleko okanye ukongeza eminye imithombo yengeniso. Xa isetyenziselwa ukongeza eminye imithombo yengeniso, ubuncinci beemfuno ze-asethi phantsi kwendlela yesiqinisekiso ziyayekwa.

Yintoni inzuzo?

1) Akukho mfuneko yokubonelela ngawo nawaphi na amaxwebhu engeniso;
2) Indlu yaseprayimari kuphela;
3) Amaxwebhu ancitshisiweyo
4) Kulula ukufaneleka

Zeziphi izinto ezinokusetyenziselwa le nkqubo?

Ii-asethi kufuneka zibe yi-liquid kwaye zifumaneke ngaphandle kwesohlwayo; Amaxwebhu ongezelelweyo angacelwa ukuqinisekisa imvelaphi yemali:
• I-100% yeeAkhawunti zokuTsheka, ezoLondolozo, kunye neMarike yeMali;
• I-70% yeeMpahla, iiBond, kunye neeNgxowa-mali zoMthendeleko;
• I-70% yee-Asethi zoMhlala-phantsi: Ifanelekile ukuba lowo ubolekayo ukwiminyaka yokuthatha umhlala-phantsi (ubuncinci ngama-59 ½);
• I-60% yee-asethi zoMhlala-phantsi: Ifanelekile ukuba umboleki akakho kwiminyaka yokuthatha umhlala-phantsi.

Ii-asethi ezingafanelekanga ukuba zipheliswe

Kule nkqubo, unokukhathalela imida engezantsi. Iindidi ezininzi zeentlobo azinakusetyenziswa nangona ungasebenzisa ezi asethi wedwa:

• I-Equity kwi-Real Estate;
• Izitokhwe ezirhwebayo okanye ezithintelweyo/ezingezizo;
• Nayiphi na i-asethi evelisa ingeniso esele ibandakanyiwe kubalo lwengeniso:
• Naziphi na ii-asethi ezisegameni leshishini.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke. I-AAA yokubolekwa kwe-Non-QM engeyiyo i-DTI yomlinganiselo weNkqubo - Ukuchithwa kwe-Asethi (I-Asethi Kuphela) - Ukubolekwa kwe-AAA , Imveliso iya kubonelela kwihlabathi liphela, njenge: Ethiopia, Poland, Afghanistan, Inkampani yethu igxininisa kwinjongo yokuthatha inkonzo ephambili kumgangatho, isiqinisekiso somgangatho we-brand, yenza ishishini ngokholo oluhle, ukubonelela ngenkonzo yobuchwephesha, ngokukhawuleza, echanekileyo kunye nexesha elifanelekileyo kuwe. Samkela abathengi abadala nabatsha ukuba bathethathethane nathi. Siza kukukhonza ngako konke ukunyaniseka!

-AAA Ukuboleka

Le yinkampani ehloniphekileyo, banezinga eliphezulu lolawulo lweshishini, umgangatho omhle wemveliso kunye nenkonzo, yonke intsebenziswano iqinisekisiwe kwaye iyonwabile!
Iinkwenkwezi ezi-5

NguAustin Helman waseSri Lanka - 2017.11.12 12:31

Le yinkampani ethembekileyo nethembekileyo, iteknoloji kunye nezixhobo zihamba phambili kakhulu kwaye imveliso yanele kakhulu, akukho nkxalabo ekuboneleleni.
Iinkwenkwezi ezi-5

NguAlbert waseAlbania - 2018.12.30 10:21