Iziko leMveliso

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Hlala uBoleka,Isiqhelo Vs Fha Loan,Umbolekisi we-Mortgage 2021, Njengenxalenye yokuzibophelela kwethu ukuhlala phambili kwishishini, sityala imali eninzi kwi-teknoloji ye-cutting-edge ukuze silungelelanise isicelo se-mortgage kunye nenkqubo yokuvunywa. Oku akukhawulezisi kuphela inkqubo yesicelo kodwa kukubonelela ngohlaziyo lwexesha lokwenyani kwimeko yakho yokubambisa, kukunika uxolo lwengqondo kunye nokuphelisa ukungaqiniseki okuhlala kuza kunye nenkqubo yokuboleka imali. Indlela yethu eqhutywa bubuchwephesha ivumela ukuba sinikezele ngamava angenamthungo kwaye aluncedo, ukwenza uhambo lwakho lokuya kubaninimzi okanye ukubuyisela imali ngokufanelekileyo kangangoko kunokwenzeka.
– I-AAA yokuboleka Inkqubo yomboleki-mali ongasebenziyo we-QM – i-P&L (iNzuzo eZilungiseleleyo kunye neLahleko kuphela) – Iinkcukacha ze-AAA zokuboleka:

Ayinasihloko-3PL

Isishwankathelo

Lukhetho olulungileyo kubaboleki abazisebenzelayo abangakwaziyo ukufumana imali mboleko ye-arhente kwaye abafuni ukubonelela ngeendidi zamaxwebhu engeniso.

Iimbalasane zeNkqubo

1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi njenge-30%;
8) Umz. FICO 680.

Yintoni iP&L eZilungiseleleyo? Ngubani onokufaka isicelo sale nkqubo?

• Ngaba ungumboleki ozisebenzelayo?
• Ingaba umbolekisi wendlu ebolekwayo ufuna iziteyitimenti zebhanki yakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi “Ngokwesikhokelo sethu”?
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.

Ukubolekwa kwe-AAA ngoku kunika inkqubo efanelekileyo ye-Non-QM yemboleko esetyenziswa kwiimeko ezingentla, ebizwa ngokuba yi-P & L (Inzuzo kunye nelahleko). I-P&L yenzelwe ababoleki abazisebenzelayo kwaye baya kuxhamla kwezinye iindlela zokufumana imali-mboleko. Leyo yeyona ndawo ingcono kubantu abaziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngamanye amaxesha, siye samkele i-P&L elungiselelwe umboleki, ekwaziindaba ezimnandi kwabanye ababoleki.

Isaziso sokuvunywa ngokukhawuleza

Xa ufaka imali-mboleko kuthi, sinokufuna i-YTD (Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta ye-CPA, njl njl. Nokuba yeyiphi na indlela ilungile into ebonelela ngokungeniswa kokuqala okanye xa imvume yemali-mboleko.

Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala.


Imifanekiso yeenkcukacha zemveliso:

-AAA Ukuboleka Inkqubo yomboleki-mali ongasebenziyo we-QM-P&L (iNzuzo eZilungiseleleyo kunye neLahleko Kuphela) - I-AAA yokuboleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. - I-AAA yokuboleka i-Non-QM Inkqubo yomboleki ozimeleyo - i-P & L (Inzuzo eZilungiseleleyo kunye nelahleko kuphela) - I-AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Iraq, Melbourne, Bahrain, Ngenxa yomgangatho omhle kunye namaxabiso afanelekileyo, iimveliso zethu ziye zathunyelwa kumazwe angaphezu kwe-10 kunye nemimandla. Sijonge phambili ekusebenzisaneni nabo bonke abathengi abavela ekhaya nakwamanye amazwe. Ngaphezu koko, ukwaneliseka kwabathengi kukufuna kwethu ngonaphakade.
  • Besijonge umboneleli oqeqeshiweyo nonoxanduva, kwaye ngoku siyayifumana.
    Iinkwenkwezi ezi-5NguFernando ovela eSaudi Arabia - 2018.02.04 14:13
    E-China, sithenge amaxesha amaninzi, ngeli xesha liphumelele kakhulu kwaye liyanelisa kakhulu, umenzi waseTshayina onyanisekileyo nonyanisekileyo!
    Iinkwenkwezi ezi-5NguChristina ovela e-Ottawa - 2018.06.19 10:42