Iholeyili-iNkqubo yePotfoliyo ye-AAA yokuBoleka – i-AAA ebolekisa ngemali yombolekisi kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzibophelela kwethu ekugqweseni nasekuzinikeleni kubathengi bethu kusiqhubele ekubeni sandise imisebenzi yethu kumazwe angama-45, kuquka iArizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwamanye. Nangona kunjalo, impumelelo yethu ayichazwanga kuphela ngamanani. Uphononongo oluninzi oluhle kunye nodumo olunamandla lokuthetha ngomlomo esilufumeneyo lusebenza njengobungqina bokuthenjwa kunye nentembeko ebekwe yintengiso kuthi.Top Direct Direct Ababolekisi Mortgage,Umbolekisi we-Wvoe Mortgage,Umbolekisi we-Mortgage Zillow, Njengenxalenye yokuzibophelela kwethu ukuhlala phambili kwishishini, sityala imali eninzi kwi-teknoloji ye-cutting-edge ukuze silungelelanise isicelo se-mortgage kunye nenkqubo yokuvunywa. Oku akukhawulezisi kuphela inkqubo yesicelo kodwa kukubonelela ngohlaziyo lwexesha lokwenyani kwimeko yakho yokubambisa, kukunika uxolo lwengqondo kunye nokuphelisa ukungaqiniseki okuhlala kuza kunye nenkqubo yokuboleka imali. Indlela yethu eqhutywa bubuchwephesha ivumela ukuba sinikezele ngamava angenamthungo kwaye aluncedo, ukwenza uhambo lwakho lokuya kubaninimzi okanye ukubuyisela imali ngokufanelekileyo kangangoko kunokwenzeka.

– Inkqubo yePotfoliyo ye-AAA yokuBoleka – Iinkcukacha ze-AAA zokuBoleka:

Inkqubo yePotfoliyo

Isishwankathelo

Ingxelo yeBhanki yePotfoliyo
Ipotfoliyo DSCR
I-Potfoliyo ye-DSCR yeSizwe yaNgaphandle

* Ukuthengisa kuphela

Iinkcukacha

1) 5/6 ARM 30 Day Average SOFR (5/1/5);
2) Umlinganiselo wokuthenga phantsi kwesiqendu 1:2;
3) Ubukhulu. Imali-mboleko ye-$5,000,000.

* Umlinganiselo we-Buyup ngaphezu komlinganiselo ongamkelekanga

Ingxelo yeBhanki yePotfoliyo

1) Umrhumo we-UW $ 1495 kunye noMrhumo wokuLungiselela i-$845;

I-2) I-Trust / i-Entity Review Fee $ 300, ukuba ikhona;

3) Ingxelo yeBhanki yeNgeniso Max. LTV 65%;

4) Ingxelo yeBhanki - Inzala Kuphela Max. LTV 60%;

5) Umz. Imali-mboleko ye-$ 500,000;

6) Ilizwe langaphandle - Ayifanelekanga;

7) Iinyanga ezili-18 iSigwebo seNtlawulo yaPhambili silingana nenzala yeenyanga ezi-6;

8) Umz. Iinyanga ezili-12 ze-PITIA kwipropati yomxholo njengendawo yokugcina;

I-9) Ngaphandle: ityala ngetyala lemali-mboleko ≤ $ 500k kunye ne-0.5 ehlengahlengisiweyo kwintlawulo.

Ipotfoliyo DSCR

1) Umrhumo we-UW $ 1495 kunye noMrhumo wokuLungiselela i-$845;

I-2) Ukuthembela / ukuphononongwa kweQumrhu i-$ 300, ukuba ikhona;

3) Umz. Imali-mboleko ye-$ 500,000;

4) Ilizwe langaphandle - Ayifanelekanga;

5) Ubuncinci be-DSCR 1,000;

6) Imali-mboleko Eyenziwe kuMntu weNdalo – Akukho baBoleki baMaqumrhu;

7) I-2-4 yePropati yeYunithi ifanelekile kwaye i-5% iNcitshiswa kuMax. LTV/CLTVs kwiMatrix;

8) Iinyanga ezili-18 iSigwebo seNtlawulo yaPhambili silingana nenzala yeenyanga ezi-6;

9) Umz. Iinyanga ezili-12 ze-PITIA kwipropati yomxholo njengendawo yokugcina;

I-10) Ngaphandle: ityala ngetyala lemali-mboleko ≤ $ 500k kunye ne-0.5 ehlengahlengisiweyo kwintlawulo.

Iphothifoliyo ye-FN DSCR

1) Umrhumo we-UW $ 1495 kunye noMrhumo wokuLungiselela i-$845;

I-2) Ukuthembela / ukuphononongwa kweQumrhu i-$ 300, ukuba ikhona;

3) Ukuphononongwa kweSizwe sangaphandle kwe-$ 250;

4) Umz. Imali-mboleko ye-$ 500,000;

5) Ubuncinci be-DSCR 1,000;

6) Inzala Kuphela – Ayivumelekanga;

7) Amandla eGqwetha - Akavumelekanga;

I-8) Isohlwayo seNtlawulo yaPhambili (uMtyali-mali kuphela) ziinyanga ezili-18 kwaye zilingana nenzala yeenyanga ezi-6.

9) Umz. Iinyanga ezili-12 ze-PITIA kwipropati yomxholo njengendawo yokugcina;

I-10) Ngaphandle: ityala ngetyala lemali-mboleko ≤ $ 500k kunye ne-0.5 ehlengahlengisiweyo kwintlawulo.

Uyibala njani iPotfoliyo yeDSCR?

I-DSCR iya kubalwa ngolu hlobo lulandelayo: DSCR = *INgeniso yeNgeniso yeRenti ÷ Intlawulo yeNyanga Efanelekileyo (P kunye nam kuphela);

*INgeniso yeNgeniso yeRenti = Irenti ePheleleyo * (1 – Umba weNkcitho);

Imiba yeNkcitho: Ipropati ngaphandle kwe-HOA = 25%, iPropati ene-HOA = 30%;

Irenti iya kuba ngaphantsi koku: Ingeniso yerenti yangoku okanye isixa-mali esikwi-1007 esibonelelwa ngumxabisi obonisa ishedyuli eqikelelweyo yerenti yemarike.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukucwangcisa ikamva lakho lezemali kuqala ngeqabane elifanelekileyo lokuboleka imali, kwaye kwa-AAA LENDINGS, sizimisele ukukunceda ufezekise amaphupha akho. Siyaqonda ukuba uhambo olusingise kumninimzi lunokuba luyolo kodwa luyoyikeka. Iingcali zethu ezinamava zingaphezulu nje kweengcali zokubambisa; bangamahlakani akho emali. Ziyafumaneka ukuze uxoxe ngeenjongo zakho, uvavanye imeko yakho yezemali, kwaye unike isikhokelo somntu esibamba umdla wakho. Siyazingca ngokuba sisikhokelo esikuxhobisayo ukuba wenze izigqibo ezizizo malunga nekamva lakho. – AAA Lendings Portfolio Programme – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Cyprus, Czech Republic, Somalia, Ukuba ufuna ukuba nayiphi na impahla yethu yokuthengisa, okanye ube nezinye izinto eziza kuveliswa, qiniseka ukuba usithumelele imibuzo yakho, iisampuli okanye imizobo enzulu. Ngeli xesha, sijonge ukuphuhlisa sibe liqela leshishini lamazwe ngamazwe, sijonge phambili ekufumaneni izibonelelo zamaphulo adibeneyo kunye nezinye iiprojekthi zentsebenziswano.

-AAA Ukuboleka

Umntu othengisayo unobuchule kwaye unoxanduva, ufudumele kwaye uhloniphekile, saba nencoko emnandi kwaye akukho miqobo yolwimi ekunxibelelaneni.
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