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Iziko leMveliso

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.Isatifikethi se-Mortgage Broker,Imali-mboleko yeSizwe yaNgaphandle,Iinzuzo zeNkunzi, Siyalixabisa ixesha lakho, kwaye siyaqonda ukuba ishedyuli yakho ayinakuhlala ihambelana neeyure zoshishino eziqhelekileyo. Yiyo loo nto inkxaso yethu yabathengi ifumaneka ngaphaya kwe-9-to-5 yefestile. Nokuba unemibuzo ngokuhlwa okanye ngempelaveki, silapha ukuze sikuncede. Iiyure zethu zenkxaso ezongeziweyo zijolise ekubandakanyeni abathengi ngokubonisa ukuzibophelela kwethu ekubeni lapho xa usifuna kakhulu. Uncedo lwakho yeyona nto iphambili kuthi, kwaye silapha ukwenza uhambo lwakho lokuboleka imali lubandakanye kwaye lungabinangxaki kangangoko.
– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Ingenasihloko-4

Isishwankathelo

Ababoleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.

Yintoni inkqubo?

Ngaba ukhe wadibana nolu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?

Thina i-AAAA yokuBoleka ikunika inkqubo egqibeleleyo engeyiyo ye-QM- i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho). Ukuba ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo enikezelweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzalo yobunini kwishishini.

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa

Ziziphi iingenelo?

Kule nkqubo, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho maxwebhu engeniso afunekayo. Oku kufanele ukuba yeyona ngongoma inomtsalane kakhulu kule nkqubo. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, le nkqubo ayifuni asethi eninzi yabenzi-sicelo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakwaziyo ukwenza imali mboleko ye-arhente.

Ukubala njani?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
◦ Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
◦ Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
◦ Utitshala uhlawule iinyanga ezili-9: Imali yenyanga iphindaphindwe ngeenyanga ezili-9 yahlulwe ngeenyanga ezili-12.
ilingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.

Imifanekiso yeenkcukacha zemveliso:

– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo iQM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – I-AAA yokuBoleka imifanekiso yeenkcukacha

IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LENDINGS iyazingca ngokubandakanyeka kwethu kuluntu kunye noxanduva loluntu. Sikholelwa ukuba ukuba ngumbolekisi othembekileyo kuthetha ukubuyisela kuluntu esilusebenzelayo. Iqela lethu lithatha inxaxheba ngokukhutheleyo kumalinge esisa, ukuxhasa izizathu zasekuhlaleni, nokukhuthaza ulwazi lwezemali. Asikho nje kwishishini lokubonelela ngemali-mboleko; sityale imali ekwenzeni impembelelo eyakhayo kubomi babaxumi bethu nakuluntu abalubiza ngokuba likhaya. - I-AAA yokuboleka uMboleki weNkqubo ye-QM engeyiyo ye-QM - i-WVOE (Ukuqinisekiswa okuBhaliweyo kweNgqesho) - I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: I-Italiya, i-republic yaseCzech, i-Hamburg, Inkampani yethu ibona ukuba ukuthengisa akukona nje ukufumana inzuzo kodwa kukwandise inkcubeko yenkampani yethu kwihlabathi. Ke sisebenza nzima ukukunika inkonzo ngentliziyo epheleleyo kwaye sizimisele ukukunika elona xabiso likhuphisanayo kwimarike.
    • Umenzi usinike isaphulelo esikhulu phantsi kwesiseko sokuqinisekisa umgangatho weemveliso, enkosi kakhulu, siya kuphinda sikhethe le nkampani.
    Iinkwenkwezi ezi-5NguSarah waseTanzania - 2017.04.18 16:45
    E-China, sithenge amaxesha amaninzi, ngeli xesha liphumelele kakhulu kwaye liyanelisa kakhulu, umenzi waseTshayina onyanisekileyo nonyanisekileyo!
    Iinkwenkwezi ezi-5NguMyrna ovela eChicago - 2017.09.30 16:36

    EzinxulumeneyoIIMVELISO

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