Iziko leMveliso

Iinkcukacha zeMveliso

Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke.I-Mortgage Broker yeTyala elibi,Irhafu yoTshintshelo lwamaxwebhu,Ityala eliKhuselekileyo, Iinjongo zakho zemali zizodwa, kwaye sikholelwa ukuba imali-mboleko yakho kufuneka ibonise oko. Kwi-AAA LENDINGS, sibonelela ngeendlela ezahlukeneyo zokuboleka imali, nganye ilungiselelwe iimeko ezahlukeneyo zemali. Nokuba ungumtsha ochwephesha oselula ofuna ikhaya lakho lokuqala, usapho olukhulayo oludinga indawo ethe chatha, okanye usomashishini onolwazi owandisa ipotfoliyo yezindlu nezindlu, sineenkqubo zemboleko eziyilelwe ukuhlangabezana neemfuno zakho ezithile. Siyaqonda ukuba uhambo lwakho lwezemali lwahlukile, kwaye izisombululo zethu zokubambisa zenzelwe ukukugcina ubandakanyekile kwaye uchulumancile ngekamva lakho.
– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Ingenasihloko-4

Isishwankathelo

Ababoleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.

Yintoni inkqubo?

Ngaba ukhe wadibana nolu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?

Thina i-AAAA yokuBoleka ikunika inkqubo egqibeleleyo engeyiyo ye-QM- i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho). Ukuba ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo enikezelweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzalo yobunini kwishishini.

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa

Ziziphi iingenelo?

Kule nkqubo, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho maxwebhu engeniso afunekayo. Oku kufanele ukuba yeyona ngongoma inomtsalane kakhulu kule nkqubo. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, le nkqubo ayifuni asethi eninzi yabenzi-sicelo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakwaziyo ukwenza imali mboleko ye-arhente.

Ukubala njani?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
◦ Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
◦ Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
◦ Utitshala uhlawule iinyanga ezili-9: Imali yenyanga iphindaphindwe ngeenyanga ezili-9 yahlulwe ngeenyanga ezili-12.
ilingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.


Imifanekiso yeenkcukacha zemveliso:

– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo iQM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – I-AAA yokuBoleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

Ukuzibophelela kwethu elubala kudlulela ngaphaya kwamanqanaba okuqala enkqubo yokuthenga izindlu. Siqinisekisa ukuba uyayiqonda ngokucacileyo imiqathango yakho yokubambisa, kuquka inzala, imirhumo, kunye neendleko zokuvala. Akukho zimangalisayo ngosuku lokuvala. Sizinikezele ekukuboneleleni ngengcaciso ecacileyo, engena-jargon, ukuze ukwazi ukuzulazula ngokuzithemba kwimiba yezemali ekuthengeni kwakho ikhaya okanye ukuhlaziya. - I-AAA yokuBoleka uMboleki weNkqubo ye-QM engeyiyo ye-QM - i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) - I-AAA yokuBoleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Cancun, Turkey, California, Siyiqabane lakho elithembekileyo kwiimarike zamazwe ngamazwe zeemveliso zethu. Sigxila ekuboneleleni ngenkonzo kubaxumi bethu njengento ephambili ekomelezeni ubudlelwane bethu bexesha elide. Ubukho obuqhubekayo beemveliso zodidi oluphezulu zidityaniswe nenkonzo yethu ebalaseleyo yaphambi nasemva kokuthengisa kuqinisekisa ukhuphiswano olomeleleyo kwimakethi ekhulayo yehlabathi. Sizimisele ukusebenzisana nabahlobo bezoshishino abavela ekhaya nakwamanye amazwe, ukudala ikamva elihle. Wamkelekile kuNdwendwela umzi-mveliso wethu. Ndijonge phambili ukuba nentsebenziswano win-win nawe.
  • Njengenkampani yokurhweba kumazwe ngamazwe, sinamaqabane amaninzi, kodwa malunga nenkampani yakho, ndifuna ukuthi, ulungile ngokwenene, uluhlu olubanzi, umgangatho olungileyo, amaxabiso afanelekileyo, inkonzo efudumeleyo necingayo, iteknoloji ephezulu kunye nezixhobo kunye nabasebenzi banoqeqesho lobuchwephesha, impendulo kunye nohlaziyo lwemveliso ngexesha elifanelekileyo, ngokufutshane, le yintsebenziswano emnandi kakhulu, kwaye sijonge phambili kwintsebenziswano elandelayo!
    Iinkwenkwezi ezi-5NguHedy wasePorto - 2017.08.18 18:38
    Umgangatho weemveliso ulungile kakhulu, ngakumbi kwiinkcukacha, unokubonwa ukuba inkampani isebenza ngokukhutheleyo ukwanelisa umdla womthengi, umthengisi olungileyo.
    Iinkwenkwezi ezi-5NguMateyu Tobias waseColombia - 2017.10.23 10:29