Uguquko lwezeMali: I-Advantages ye-No Doc Akukho Mveliso yeTyala
Kwindawo yokuxhasa ngemali ekhaya,Akukho Doc Akukho Creditiimveliso zemboleko-mali zibubungqina bemveliso entsha kunye nokuziqhelanisa, ngokukodwa kwabo inkqubo yengxelo yetyala lemveli ingenzi bulungisa kubo.Olu hlobo lwemali yokubambisa aluyomveliso nje yemali kodwa sisibane sethemba kubantu abaninzi abanokuba ngabaninimzi.
'Akukho ngxelo yetyala' i-Advanteji
Ukwaphula umqobo weTyala
Ingxelo yekhredithi idla ngokubonwa njengesipili semali esibonisa iminyaka yokuziphatha komntu kwezezimali.Nangona kunjalo, kwabanye, oku kubonakaliswa akuyiyo imbonakaliso yokwenyani yobuchule babo bezemali okanye amandla abo.Nantsi indawoAkukho Doc Akukho Creditamatyala aqaqambe ngokwenene.
Ukungaxoxi kwiMbali yeTyala: Abantu abakhe banengxaki yokudodobala kwezimali okanye abaziphatha ngendlela engeyiyo eyesiqhelo kwezemali bazifumana bekwimeko engalunganga.Inqaku elithi 'Akukho ngxelo yetyala' liyabakhulula, libanika amathuba ngokusekelwe kubunyani babo bezemali bangoku, hayi kwixesha labo elidlulileyo.
UkuGcinwa kwaBucala: Kubaboleki abaxhalabele ubumfihlo, umba wokungabinatyala kuthetha ukuba kukho iziko eliphantsi eliphonononga imbali yabo yezemali, libonelela ngemvakalelo yobumfihlo kunye nolawulo kulwazi lwabo lobuqu.
UBandakanyo lwezeMali
Ilitye lembombo leAkukho Doc Akukho Creditamatyala okubambisa kukuqukana.Yandisa iphupha lobunini bezindlu kwabo baye bakhutshelwa ngaphandle ngokucwangcisiweyo kwiimveliso zemveli zokubambisa.
Abemi behlabathi jikelele: Lilizwe lehlabathi, kwaye njengoko abantu behamba benqumla imida, iimbali zabo zekhredithi zihlala zingalandeli.Ezi mali-mboleko zinika abemi bamazwe angaphandle ithuba lokutyala imali kwipropathi ngaphandle kokukhubazeka ngenxa yokungabikho kwembali yetyala lendawo.
Amabali aMpumelelo wokuZenzela: Oosomashishini kunye nabantu abaziqeshileyo abaneengxelo zekhredithi ezingabonakalisi impumelelo yabo bafumana iqabane kwezi mboleko.
Ngaphaya kwe 'Akukho Ngxelo yeTyala
Iinzuzo zeAkukho Doc Akukho Creditimali yokubambisa idlulela ngaphaya kokungabikho kwemfuneko yengxelo yetyala.Baquka ifilosofi exabisa inkalo ebanzi yempilo yezemali kwaye ithathela ingqalelo iintlobo ngeentlobo zemithombo yengeniso.
Ukwamkela uQinisekiso lweNgeniso eyenye
IiNkqubo zeNgxelo yeBhanki: Kwabo banokubonisa uzinzo lwezemali ngeediphozithi zebhanki ezingaguqukiyo,Akukho Doc Akukho Creditiimali-mboleko zinika indlela esebenzayo yobunini bamakhaya.
Iimali-mboleko zokuSetyenziswa kweAsethi: Ukuba une-asethi ebalulekileyo, ezi zinokusetyenziselwa inzuzo yakho, ngaphandle kokufumana umvuzo oqhelekileyo.
Iintlobo ngeentlobo zeeMveliso
Iimali-mboleko zeNgeniso ezichaziweyo: Ngamanye amaxesha kuthiwa “zimali-mboleko zobuxoki” kwixesha elidlulileyo, imali-mboleko yengeniso exeliweyo yanamhlanje iye yavela.Ngoku basebenzela abathengi abanakho ukuhlawula imali mboleko ngokunyanisekileyo kodwa bengenabungqina bengeniso yemveli.
Iimali-mboleko zokuHamba kweMali yoMtyali-mali: Kubatyali-mali bezindlu nezindlu, ezi mboleko-mali zisekela imvume kuhambo lwemali yepropati, hayi umvuzo womntu.
Ukujonga iNo Doc Landscape
Ulwazi ngaMandla
Imfundo malunga neenkcukacha zeAkukho Doc Akukho Creditimali yokubambisa ibalulekile.Abasenokuba ngababoleki bafanele baqonde imiqathango, ukubakho kwamazinga enzala aphezulu, kunye nengqiqo emva kweereyithi ezinjalo—imbuyekezo yomngcipheko wombolekisi ekutyesheleni iitshekhi zetyala zemveli.
Inkqubo eNtsha yezeMali
Kubabolekisi: Le mveliso ibonelela ngendlela yokusebenzela icandelo elikhulayo lemarike eliqina ngokwezimali kodwa lingagcinwanga kakuhle.
Kubaboleki: Imele ithuba lokuba nekhaya, ithuba elinokuthi ngenye indlela lingafikeleleki.
Impembelelo yezoQoqosho
Ukomeleza iiReyithi zobunini bezindlu: Ngokubonelela ngeendlela ezingakumbi zokuvunywa kwe-mortgage, ezi mveliso zinokufaka isandla kumazinga aphezulu obunini-zindlu.
Ukuvuselela Uqoqosho: Ukuthengwa kwezindlu kudla ngokukhokelela ekwandeni kwenkcitho kumacandelo anxulumeneyo, ngaloo ndlela kukhuthaza uqoqosho.
Indlela Enembopheleleko
Imingcipheko kunye noxanduva
Ngelixa kugxininiswa kwizinto eziluncedo, kukwabalulekile ukulungisa uxanduva olwandisiweyo olubekwe kubo bobabini umboleki kunye nombolekisi.Ababoleki kufuneka baziphathe kakuhle ngokwasezimalini, kwaye ababolekisi kufuneka baziqeqeshe ngokufanelekileyo ngaphandle kwenethi yokhuseleko yeengxelo zetyala.
Imbono elungeleleneyo
Izithinteli eziPhakamileyo: Izibonda ziphezulu kumacala omabini, oko kufuna ukuqondana ngemingcipheko kunye nemivuzo.
Uvavanyo oluBanzi: Ababolekisi banokusebenzisa ezinye izixhobo zovavanyo lomngcipheko ukuqinisekisa uzinzo lwemali yomboleki.
Ukuqukumbela: Ikamva le-No Doc Akukho Mveliso yeTyala
Inqaku elithi 'Akukho ngxelo yetyala' yeAkukho Doc Akukho Creditimveliso ayiyondawo nje;sisisombululo sokucinga phambili sehlabathi lezemali elahlukileyo.Yimveliso eye yanda kwizifundo zexesha elidlulileyo, eyenzelwe ukuguquguquka ukulungelelanisa ubunzima bobomi bemali banamhlanje.Njengoko imeko yezemali iguquguquka, ngokunjalo neemveliso ezikhonza abathathi-nxaxheba abohlukeneyo, ziya kuqhubeka zivula iingcango zabaninzi abafuna uzinzo kunye nempumelelo enokubonelela ngobunini bezindlu.
Ividiyo:Uguquko lwezeMali: I-Advantages ye-No Doc Akukho Mveliso yeTyala
Ixesha lokuposa: Nov-16-2023