12/12/2023

Intshayelelo: Qalisa kuhambo olulolwakho nolwenziwayo lwenkxaso-mali yekhaya kunye neenkonzo zethu ezingezizo eze-QM ezibolekisa ngemali yokubambisa. Njengamandla akhokelayo kushishino, sisebenza ngokukhethekileyo ekuziseni izisombululo ezilungiselelweyo ezihlangabezana neemfuno ezahlukeneyo zemali.

1. Ukujonga iLandscape ye-Non-QM ye-Mortgage ye-Mortgage eBolekayo

Ukuchaza i-Non-QM

Izisombululo ze-Non-QM (i-Mortgage engaQekanga) zibonelela ngenye indlela eguquguqukayo kubaboleki ngaphandle kwenkqubo yokuboleka imali. Iinkonzo zethu zokuboleka imali mboleko ye-Non-QM zixhobisa ukuba ube bhetyebhetye kunye nokukhetha.

Yenzelwe Iimfuno Zakho

Fumana amava emboleko ye-mortgage elungiselelwe imeko yakho yemali eyodwa. Iimali-mboleko ezingezizo eze-QM ziyakhululeka kwimiqobo yokubolekisa ngemali eqhelekileyo, zibonelela ngezisombululo ezilungiselelwe iimeko ezahlukeneyo.

2. Izinto eziluncedo zokuKhethela uMboleki we-Mortgage engeyiyo ye-QM

Ukufaneleka okuqukayo

Amava ngokubandakanywa kokuboleka imali. I-Non-QM ivula iingcango kubaboleki abaneeprofayili ezahlukeneyo zezimali, kubandakanywa nabantu abazisebenzelayo, abadla umhlala-phantsi, kunye nabo banemithombo yengeniso engaqhelekanga.

Inkqubo ekhawulezileyo yokwamkelwa

Lungelelanisa indlela yakho yobunini bezindlu ngeenkonzo zethu zokubolekwa kwezindlu ezingezizo zeQM. Zuza kwinkqubo yokwamkelwa ekhawulezayo nesebenzayo eyilelwe ukuhlangabezana namaxesha akho.

3. Izisombululo zethu ze-Non-QM zokuBoleka imali kwi-Wholesale

Uluhlu lweeMveliso eziBanzi

Phonononga uluhlu olwahlukeneyo lweemveliso zemboleko ezingezizo i-QM ezilungiselelwe iimfuno ezahlukeneyo zemali. Ukusuka kwimali-mboleko enenzala kuphela ukuya kwiinkqubo zeesiteyitimenti zebhanki, iminikelo yethu yenzelwe ukubonelela ngokulula kunye nokukhetha.

Ukhokelo lweNgcali

Khangela i-Non-QM landscape ngokuzithemba, ukhokelwa liqela lethu lamagcisa anamava. Sisebenza ngokukhethekileyo ekubolekeni kwe-non-QM, sibonelela ngobuchule bokukunceda wenze izigqibo ezizizo.

4. Ukufikelela kwi-Non-QM ye-Mortgage Mortgage

Intsebenziswano engenamthungo

Yiva ubulula bokusebenzisana neqela lethu le-Non-QM elibolekisa ngemali mboleko. Ukususela ekudibaneni kokuqala ukuya kwinkqubo yokuvala, sibeka phambili ukungafihli kunye nokusebenza kakuhle.

Izixhobo ezikwi-Intanethi

Fikelela kwiimbono ezixabisekileyo kunye nolwazi malunga nokubolekwa kwe-Non-QM ngokusebenzisa izixhobo zethu ze-intanethi. Hlala unolwazi kwaye wenze izigqibo ezixhotyisiweyo kuhambo lwakho lobuninikhaya.

5. Amabali eMpumelelo kunye neeNgqinisekiso zabaThengi

Ukufezekisa amaphupha obunini bezindlu

Funda amabali empumelelo kunye nobungqina obuvela kubaxumi abaphumelele ngempumelelo iinjongo zabo zobunini bezindlu ngenkxaso yezisombululo zethu ze-non-QM ze-mortgage yokuboleka imali.

Isiphelo:

Xhobisa uhambo lwakho lwenkxaso-mali yekhaya kunye nombolekisi we-Non-QM ozinikele ekuguquguqukeni, ekubandakanyekeni nasekuqaliseni izinto ezintsha. Qhagamshelana nathi namhlanje ukuze ujonge indawo entsha yamathuba okuboleka imali mboleko, eyenzelwe wena ukuhlangabezana neemfuno zakho ezahlukileyo.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS; enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume. Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke. Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye. Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile. Tyala imali ngokufanelekileyo kumngcipheko wakho.