Ukutshintsha kweMidlalo: Ukwehla kweHome amaxabiso
07/28/2022
Kungekudala, omnye wabahlobo bam uJames, oyi-Realtor, wabelane ngebali kwaye wakhalaza ukuba umsebenzi we-real estate uguqula imithetho yomdlalo.
UJames, njenge-arhente yoluhlu, wayechithe iiveki kwaye ekugqibeleni wanceda umxhasi wakhe ukuba athengise indawo ngexabiso elipheleleyo le-$ 1,500,000.Amanqanaba okuqala ezinto ayehamba kakuhle kude kube yiveki ephelileyo.UJames wavakalelwa kukuba umthengi ngandlel’ ithile wayengafuni ukusebenzisana nentengiselwano yaye weva ngomdiliya ukuba umthengi angathanda ukusirhoxisa isivumelwano ngenxa nje yokuba kukho ukuqhekeka okuthe tyaba kudonga lwesiseko segaraji.Kwiintsuku ezimbalwa kamva, intengiselwano yarhoxiswa ngumthengi, oko kuthetha ukuba yonke imizamo eyenziwa nguJames yayililize.
UJames ukhankanye ukuba kuya kubakho unikezelo lwekhawuntara yabathengi abaninzi kwindlu edweliswe xa imarike yezindlu nomhlaba ibisebenza kakhulu kunyaka ophelileyo.Ewe, ukusukela ngelo xesha le-boom, ipateni yemarike yomthengi ibonakala ngakumbi, ixabiso lendlu liyaqhubeka nokuhla.Ngoku i-real estate iyatshintsha ukusuka kwimarike yomthengisi ukuya kwimarike yomthengi.
Ngaba amaxabiso ezindlu ehlile ngokwenene?
Imfuno yendlu kunye nokuthenga i-boom iye yathumela amaxabiso asekhaya anyuka kwi-34.4% kulo lonke ilizwe kwiminyaka emibini edlulileyo, kunye neendawo ezininzi zemarike yezindlu "Ukushisa okugqithisileyo".
Ngokusekwe “kwithiyori ye-pendulum”, xa imeko yentengiso yezindlu nomhlaba ifikelela kubukhulu bayo, kufuneka ibuyele kwicala elichaseneyo.Ukusuka kwelinye icala ukuya kwelinye.
Ngokusekwe kwiRedfin, imfuno yezindlu ibom ukusukela kwisiqingatha sokuqala sonyaka iphantsi kokwehla okubukhali.Kwaye i-real estate market ingena kwixesha elitsha okanye ngamanye amagama, i-Great Deceleration Period.
Ekuvukeni kweFederal Reserve yokunyuka kwamaxabiso okuqale ngoMatshi, 2022, amaxabiso emali-mboleko anyuke ngaphezulu kwe-5% kwaye anyuke phantse ngamanqaku angama-300 kwisiqingatha sonyaka.Oku kukhokelela abantu abaninzi abaxhalabileyo ukuba ngaba amaxabiso ezindlu aya kuwa ngokwenene emva kokuba inzala inyukile?
Kwiiveki ezi-4 zokuqala ze-10 kaJulayi 2022, ixabiso lentengiso ye-Median real estate lawa nge-0.7% ukusuka kwirekhodi eliphezulu ngoJuni, ngokutsho komhla wokugqibela kwi-Real Estate Website Redfin.
Oko kuthetha ukuba imarike ibuyele umva, imarike yezindlu enengeniso iya isiba shushu, ukunyuka kwamaxabiso kunye namazinga aphakamileyo emali-mboleko athatha kancinci kuhlahlo lwabiwo-mali lomthengi wezindlu, amaxabiso aqala ukwehla ukusuka kwimbali ephezulu.
Intoni ' Kwenzeka ntoni kwimarike yezindlu?
Kwicala loluhlu lwezindlu, izindlu ezisebenzayo zoluhlu zinyuke nge-1.3% xa kuthelekiswa nenyanga ephelileyo, olu lolona lwando lukhulu ukusukela ngo-Agasti ka-2019.
Umthombo:https://www.redfin.com/news/housing-market-update-prices-fall-inventory-climbs/
Ukunqongophala kweSibonelelo kuphuculwe ngoluhlu oluninzi, oluza nokhuphiswano oluncinci kunye noxinzelelo oluphezulu olusezantsi kumaxabiso kubathengi.
Ngenxa yokungaqiniseki kwemarike yezindlu nezindlu, umoya wokulinda wabathengi womelele kunangaphambili kwaye uzimisele ukunikela ingqalelo ngakumbi kwimarike.Ewe kunjalo, baninzi abathengi abarhoxise intengiselwano ngenxa yezizathu zabo, ezinokuthi ziholele indlu ibuyele kwimarike kwakhona.
Abathengi ngoku baneendawo ezininzi abanokukhetha kuzo ngenxa yomthamo omkhulu woluhlu lweempahla.
Ngokwexabiso lentengiso yezindlu, ukunyuswa kwezindlu ezithengisiweyo kwehle ukuya kutsho kwi-101.6%, eyehle nge-1% ukusuka kuMatshi ka-2022. Oko kukuthi, kulula kubathengi ukufumana indlu yamaphupha enamanqaku aphakathi- phezulu kwe-1.6% ngokusekelwe kwixabiso lentengiso.
Umthombo:https://www.redfin.com/news/housing-market-update-prices-fall-inventory-climbs/
Uninzi lwezindlu ezivulekileyo kwimarike azisenalo uluhlu lokulinda njengangaphambili, uluhlu alufane lufumane unikezelo oluninzi njengangaphambili.Iipateni zemarike yomthengi zisekiwe, kwaye abathengi abafuni kuhlawula ngaphezulu ukuze bafumane izindlu ezifanelekileyo.
Ixabiso loluhlu lwangoku liyafana nexabiso lemarike, elithandela kwiindleko zohlahlo lwabiwo-mali lwabathengisi, kwaye nabanye abathengisi bayayamkela i-counter offer ngexabiso eliphantsi ngaphakathi koluhlu olufanelekileyo.
Abathengisi ke ngoko baba “nokuxoxisana ngakumbi”, abathengi baneendawo ezininzi zokuxoxisana kwaye nenqanaba lokubhida ukuthenga indlu lincitshiswe kakhulu.
Siya phi kwimarike yangoku yezindlu nezindlu?
Xa sithetha ngokubanzi, izindlu ezikumgangatho othe kratya zikwimalike ekhoyo ngoku ngelixa abanye abathengi abanokuthi bazimisele ukungena kwimarike ngalo mzuzu.Nje ukuba abo bathengi banokuthi bajoyine umdlalo, baya kuba nokukhetha okungakumbi kunye namalungelo anamandla okuthetha.
"Impilo eqhelekileyo" yemarike yezindlu inike abathengi ixesha elingakumbi lokufumana amakhaya afanelekileyo kwaye benze izibonelelo.Kukho uluhlu lwempahla oluthe kratya lwezinye iimarike esele lupholile.
Kubathengi abanakho, nangona izinga lenzala liphezulu kunonyaka ophelileyo, ukulungelelanisa isicwangciso sokubonelela yindlela eyahlukileyo yokugcina imali eninzi ngokusekelwe kwimeko yangoku yemarike.
Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.
Ixesha lokuposa: Jul-29-2022