12/05/2023

Intshayelelo

Ukuqonda ama-nuances okuthenga ikhaya e-United States kunokuba yinkqubo entsonkothileyo, ngakumbi kubantu bangaphandle.Esi sikhokelo sijonge ukwenza lula olu hambo, sigxile kumathuba akhethekileyo kunye neemfuno zabathengi belizwe langaphandle, kugxininiso olukhethekileyo kwi “I-P&L ezilungiselelwe ngokwakho” imveliso enikezelwa yi-AAA Lendings.

Ukufaneleka kunye namaThuba kuMazwe angaphandle
Ngaba aBemi baMazwe angaPhandle bangaba nePropati e-US?

• Ewe!Kukho izithintelo ezincinci zabemi bangaphandle abafuna ukutyala imali okanye ukuthenga ipropathi eMelika.
• Umbono ongeyiyo oqhelekileyo: Abaninzi bakholelwa ukuba abemi abangengabo abase-US abanako ukufaka isicelo semali mboleko, engeyonyani.

Amathuba e-Mortgage

• Imali-mboleko yeLizwe yaNgaphandle: Ifumaneka kubemi okanye abahlali abangengabo abase-US, kuquka nabo bakwii-visa ze-B1/B2 okanye ngaphandle kwee-visa zokungena.
• Unikezelo lwe-AAA yokuBoleka: Yethu “I-P&L ezilungiselelwe ngokwakho” imveliso yenzelwe abantu basemzini.

Inkqubo yokuthengwa kweKhaya
Ukulungiselela kunye nesicelo
1. Amalungiselelo okuqala:

• Nika iNgxelo yeP&L yalo nyaka kunye nonyaka opheleleyo odlulileyo.
• Ngenisa iikopi zepaspoti, I-94, kunye ne-visa esebenzayo (ngaphandle kwe-F-1 kunye ne-F-2 iintlobo).

2. Ulawulo lwempahla:

• Ii-asethi zangaphandle ezisetyenziselwa ukuhlawula phantsi kufuneka zidluliselwe kwi-akhawunti yeziko lase-US kwangaphambili.

3. Amaxwebhu etyala:

• Ukubonelela ngeetransekshini zekhadi letyala, izitetimenti zebhanki (kwiinyanga ezintathu ezidlulileyo), okanye iirekhodi zefowuni.

Uhambo lokuthenga

1. Ukuqhagamshelana noMbolekisi: Fumana ileta yokuvunywa kwangaphambili kumbolekisi.
2.Ukukhetha iPropati: Sebenza kunye ne-arhente yezindlu ukuze ufumane indlu efanelekileyo.
3.Ukwenza isinikezelo: Beka umnikelo kwipropati ekhethiweyo.
4. Isicelo seMali-mboleko: Khetha igosa lemali-mboleko ye-AAA ukuze ufake isicelo semali mboleko yendlu.
I-5.Ilinde ukuvunywa: Lindela imvume yemali-mboleko evela kwi-AAA Lendings.

Imiba yezeMali
Intlawulo ePhantsi kunye namaxabiso okuthenga ngezindlu

• Ubuncinci beNtlawulo ePhantsi: Ubuncinci be-30% iyafuneka kwimali-mboleko ye-“Self Prepared P&L”.
• Amaxabiso angcono: Intlawulo ephantsi enkulu inokukhusela amaxabiso alungileyo.

Iindleko zeMali-mboleko kunye neMirhumo

• Imirhumo ye-AAA yokuBoleka: Intlawulo yokulungisa kunye nemali yokubhala phantsi iyafuneka.
• Ukusebenza kakuhle: Ukusetyenzwa kwethu kwangaphakathi kunye nokubhala phantsi kugcina iindleko ziphantsi.

Ixesha elibekiweyo lokuLungiselela iMali-mboleko

• Iimeko eziKhethekileyo: I-AAA yokuboleka iphonononga amaxwebhu ngokukhawuleza, ivale iimali-mboleko ngokwesiqhelo kwiiveki ezintathu.

Malunga nokubolekwa kwe-AAA

• Isekwe kwi-2007, i-AAA Lendings inerekhodi eqinisekisiweyo kwimarike yokuboleka imali.
• Ubungcali: Ukubonelela ngoluhlu lweemveliso ezingezizo ze-QM ukuhlangabezana neemfuno ezahlukeneyo.
• Isiseko soMxumi: Sincede malunga neentsapho ezingama-50,000 ngeemali-mboleko ezingaphaya kwe-20 yeebhiliyoni zeedola.
• Iindawo: Zikhona kwiindawo eziphambili ezifana ne-AZ, CA, DC, FL, NV, kunye ne-TX.
• Iqela: Ngaphezulu kwe-100 yee-arhente ezinamaqela angaphakathi abhala phantsi kunye namaqela ovavanyo aqinisekisa inkqubo yemali-mboleko engenamagingxigingxi.

Ukuqukumbela
Kubemi bangaphandle, iphupha lokuba nekhaya eUnited States lifikeleleka.Ngamalungiselelo afanelekileyo kunye neenkonzo ezikhethekileyo zababolekisi abafana ne-AAA Lendings, ukukhangela le nkqubo kunokuba ngamava acacileyo kunye nomvuzo.

Ividiyo:Ukujonga ubunini beKhaya e-US: Isikhokelo sabemi bamazwe angaphandle

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS;enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume.Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke.Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye.Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile.Tyala imali ngokufanelekileyo kumngcipheko wakho.