Ubume bomhlaba wokuBoleka iWholesale eNgeyiyo-QM

Ukubolekwa kwee-wholesale ezingekho kwi-QM yinxalenye yemarike yemali-mboleko ebonelela ababoleki abaneemeko ezintsonkothileyo okanye ezizodwa zemali. Oku kuquka:

• Abatyali-mali: Abo bajonge ukuthenga iipropati zotyalo-mali.
• Abantu AbaziQeshayo: Abangenazo iintlawulo zemveli okanye iimbuyekezo zerhafu.
• Ababoleki abanemingeni yetyala: Ngubani onokuba neziphako kwingxelo yabo yetyala.

Kutheni abaBolekisi beWholesale bengeyo-QM bekwiMfuno

Imfuno yababolekisi ngeevenkile ezingeyo-QM iqhutywa:

• Ukudibana neeMfuno ezahlukeneyo zababoleki: Ukujongana nezithuba ezishiywe kukuboleka kwemveli.
• Ukubonelela ngeZisombululo zeNkxaso-mali eFlexible: Ngeendlela zokubhala phantsi ezithambileyo.
• Ukwandiswa kwamathuba obunini bamakhaya: Kuluhlu olubanzi lwabantu kunye neentsapho.

Iimpawu eziphambili zabaBolekisi abaNgaphezulu abangeyo-QM abaBonelela

Ababolekisi abaphezulu abangeyo-QM baziwa ngezi:

• IiMveliso zeMali-mboleko eziQalayo: Zilungiselelwe ukuhlangabezana neemfuno ezithile zomboleki.
• Amaxabiso oKhuphiswano: Amaxabiso anomtsalane enza ukuba imali-mboleko engeyiyo ye-QM ifikeleleke.
• Inkonzo yabaThengi abaphendulayo: Iimpendulo ezikhawulezayo kunye nenkxaso yobuqu.

Ukufaneleka kunye neeNzuzo zeMali-mboleko eNgeyiyo ye-QM

Ababoleki banokufaneleka kwiimali-mboleko ezingezizo eze-QM ukuba:

• Bonisa ukukwazi ukuBuyisela: Nangaphandle kwamaxwebhu emveli.
• Yiba nesizathu esibambekayo sokungabi naSiqinisekiso: Njengokungena kwengeniso engaqhelekanga okanye iziganeko zetyala zakutsha nje.
• Bafuna enye iNgxowa-mali: Ngaphandle kweendlela eziqhelekileyo zokuboleka imali.

Indlela yokuBoleka iWholesale eNgekho kwe-QM yohluke njani kwiNkxaso-mali yesiNtu

Ukubolekwa kweehoseyile ezingezizo eze-QM kwahluka ngolu hlobo:

• Ukukhulula iiMfuno zeNqaku leTyala: Ukuvumela uluhlu olubanzi lweeprofayile zetyala.
• Ukubonelela ngeendidi zeMali-mboleko ezongezelelekileyo: Kubandakanya inzala kuphela, ibhaluni, kunye neemali mboleko ezilungelelanisiweyo.
• Ukunciphisa amaxwebhu: Ukuxhomekeka ngakumbi kuqinisekiso lwe-asethi kunamaxwebhu engeniso.

Ukwandisa amandla okuBoleka iWholesale ekungeyo-QM

Ukwenza uninzi lwemali ebolekiweyo engeyiyo eye-QM:

• UPhando oludume ngoMboleki: Khangela ababolekisi ngerekhodi lempumelelo.
• Thelekisa uNikelo lweMali-mboleko: Vavanya imigaqo nemiqathango eyahlukeneyo ukuze ufumane okona kufanelekileyo.
• Thetha neeNgcali ze-Mortgage: Funa iingcebiso ukuze uqonde umda opheleleyo wokhetho lwakho.

Imingcipheko kunye nokuQwalasela kwi-Non-QM yokuBoleka iWholesale

Kubalulekile ukuqwalasela:

• Iindleko ezinokuthi zibePhezulu: Iimali-mboleko ezingezizo eze-QM zinokuza nenzala ephezulu okanye iintlawulo.
• Ummiselo ongaphantsi: Ezi mboleko azikho phantsi kwemimiselo efanayo njengemali mboleko ye-QM.
• Iingozi zeMarike: Utshintsho kwimarike yendawo yokuhlala inokuchaphazela ixabiso lepropati.

I-AAA EBOLEKILEYO: ISango lakho lokuBoleka iWholeyile yeNkulumbuso engeyiyo eye-QM

Kwa-AAA LENDINGS, siyazingca ngokuba ngowona mthengisi uphezulu ongeyo-QM, obonelela:

• Uluhlu olubanzi lweeMveliso zeMali-mboleko ezingezizo ze-QM: Ukudibanisa iiprofayili ezahlukeneyo zababoleki.
• Ukungafihli kunye nokuKhuphisana kwamaxabiso: Ukuqinisekisa ukuba abathengi bethu bafumana eyona ntengiso ilungileyo.
• Inkxaso yoMthengi ozinikeleyo: Ukubonelela ngesikhokelo kuyo yonke inkqubo yokuboleka imali.

Iqabane kunye ne-AAAA LEENDINGS ye-Non-QM ye-Wholesale yeSisombululo seMali-mboleko

Ukuba ujonge umbolekisi ongeyo-QM othengisa ngevenkile onokubonelela ngezisombululo ezitsha kunye nenkonzo eyenzelwe wena, i-AAA LENDINGS ilapha kuwe. Qhagamshelana nathi namhlanje ukuze ufunde ngakumbi malunga nendlela iinketho zethu zokubolekwa kweevenkile ezingezizo eze-QM ezinokuxhobisa ngayo iinjongo zakho zemali.

Ababolekisi beWholesale abaNgaphezulu be-Non-QM: Isitshixo sakho sokuvula ihlabathi lamathuba okufumana imali yokubambisa. Nge-AAA LENDINGS, uya kufumana ukuguquguquka kunye nenkxaso efunekayo ukujonga imeko entsonkothileyo yokuboleka imali engeyiyo ye-QM.

Inkcazo: Eli nqaku lihlelwe ngu-AAA LENDINGS; enye yemifanekiso ithathwe kwi-Intanethi, indawo yesiza ayimelwanga kwaye ayinakuphinda ishicilelwe ngaphandle kwemvume. Kukho imingcipheko kwimarike kwaye utyalo-mali kufuneka lulumke. Eli nqaku alibandakanyi iingcebiso zotyalo-mali lomntu, kwaye alithatheli ingqalelo iinjongo ezithile zotyalo-mali, imeko yezemali okanye iimfuno zabasebenzisi ngabanye. Abasebenzisi kufuneka bathathele ingqalelo ukuba ngaba naziphi na izimvo, izimvo okanye izigqibo eziqulathwe apha zifanelekile na kwimeko yabo ethile. Tyala imali ngokufanelekileyo kumngcipheko wakho.