-Ukuboleka kwe-AAA ye-AAA yeeMali-mboleko eziQhelekileyo eziQhelekileyo kuninzi lwabaBoleki eUnited States-iiNkcukacha zokuBoleka kwe-AAA:


Yintoni iMali-mboleko eQhelekileyo?
Imali-mboleko ehambelanayo yimali-mboleko enemigaqo kunye neemeko ezihlangabezana nemilinganiselo yenkxaso-mali kaFannie Mae noFreddie Mac. Imali-mboleko ehambelanayo ayinakudlula umda othile wedola, otshintsha unyaka nonyaka. Ngo-2022, umda yi-647,200 yeedola kwiindawo ezininzi zase-US kodwa uphezulu kwezinye iindawo ezibiza kakhulu. Unokukhangela kwi-intanethi kwimali-mboleko yedolophu nganye ehambelana nemida yemali mboleko kulo nyaka.
Uthumo lukaFannie Mae kunye noFreddie Mac lubangela ukuba bathenge uninzi lweebhanki zokubambisa ezinikezelayo. Kodwa ukuze bamkeleke, abanako ukwenza ngokuthanda; kufuneka zilinganiswe kwaye zenziwe phantsi kwezikhokelo ezithile. Kulapho inxalenye ehambelanayo ingena khona, kwaye kutheni kukho imithetho emininzi yokubhala phantsi kwezi mboleko: kukulinganisa imali mboleko ukuze uFannie Mae noFreddie Mac bazithenge.
Zeziphi iintlobo zeeMali-mboleko ezihambelana ne-AAA?
Ungababona ababolekisi bezindlu bekunika amaxabiso awohlukeneyo “eMali-mboleko eQinisekisayo Jikelele” kunye “neMali-mboleko eBone kakhulu”. Ngokwenyani, zombini ezi nkqubo zimbini zibizwa ngokuQinisekisa imali-mboleko.
Ngowuphi umahluko kwiMali-mboleko eThobelanayo kunye neMali-mboleko engangqinelaniyo?
Kukho iindidi ezahlukeneyo zeemali-mboleko onokuzisebenzisa ukuthenga ikhaya, kwaye imali-mboleko ehambelanayo nengangqinelaniyo zezona zixhaphakileyo. Imali-mboleko ehambelanayo idibana nezikhokelo eziya kuthengiswa nokuba nguFannie Mae okanye uFreddie Mac, amabini abona bathengi abakhulu base-US mboleko engahambelaniyo, kwelinye icala, zezo ziwela ngaphandle kwezo zikhokelo, ngoko azinakuthengiswa kuFannie Mae okanye kuFreddie Mac.
Zonke iimali-mboleko ziwela phantsi kwenye yezi ambrela zimbini-zihamba ngokuhambelana nezikhokelo zikaFannie noFreddie, okanye azinjalo. Umahluko phakathi kwezi zimbini ukhokelela kwiziphumo ezinomdla emva kweziphumo ezichaphazela wena-umthengi.
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. - I-AAA yokuboleka imali ye-AAA ye-Conventional Conforming Loans kuninzi lwabaBoleki e-United States - AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Swiss, Zurich, Istanbul, Umgangatho omhle kunye nexabiso elifanelekileyo liye lasizisela abathengi abazinzile kunye nodumo oluphezulu. Ukubonelela 'ngeeMveliso zoMgangatho, iNkonzo eGqwesileyo, amaXabiso oKhuphiswano kunye noNikezo oluKhawulezayo', ngoku sijonge phambili kwintsebenziswano enkulu ngakumbi nabathengi baphesheya ngokusekwe kwiinzuzo ezifanayo. Siza kusebenza ngentliziyo epheleleyo ukuphucula izisombululo kunye neenkonzo zethu. Sikwathembisa ukusebenza ngokubambisana namaqabane ezoshishino ukuphakamisa intsebenziswano yethu kwinqanaba eliphezulu kunye nokwabelana ngempumelelo kunye. Wamkelekile ngokufudumeleyo ukuba undwendwele umzi-mveliso wethu ngokunyanisekileyo.
Ngu-Edith wase-Algeria - 2017.06.22 12:49 Umphathi wemveliso ngumntu oshushu kakhulu kwaye oqeqeshiweyo, sinencoko emnandi, kwaye ekugqibeleni safikelela kwisivumelwano sokuvumelana.
NguChristine waseMoldova - 2017.07.07 13:00 




