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Yintoni i-APR?
Xa uhlaziya imali okanye uthatha imali yokubambisa, khumbula ukuba inzala epapashiweyo ayifani nepesenti yemali mboleko yakho yonyaka (APR).Yintoni umahluko?● Izinga lenzala libhekiselele kwiindleko zonyaka zemboleko kumboleki kwaye ichazwa njengepesenti...Funda ngokugqithisileyo -
Yintoni i-IRA?
Yintoni i-IRA?I-IRA yi-akhawunti esekwe kwiziko lezemali elivumela umntu ukuba alondolozele umhlalaphantsi kunye nokukhula okungahlawulelwayo kwerhafu okanye ngokurhoxiswa kwerhafu.Iindidi ze-IRAs Kukho iintlobo ezi-3 eziphambili ze-IRA...Funda ngokugqithisileyo -
Yintoni isivumelwano sokuthotyelwa
Isivumelwano sokuthotyelwa luxwebhu olusemthethweni olumisela ityala elinye njengelibekwe emva kwelinye eliphambili ekuqokeleleni imbuyekezo kumntu otyalwayo.Ngaphandle kwegama layo lobugcisa-isandi, isivumelwano sokuthotyelwa sinenjongo enye elula.Ikwabela imali-mboleko yakho entsha ...Funda ngokugqithisileyo -
Yintoni Imali-mboleko yoBulungisa kwiKhaya?
Imali mboleko yezindlu-eyaziwa ngokuba yimali mboleko, i-equity installment loan, okanye i-mortgage yesibini-luhlobo lwetyala lomthengi.Imali mboleko yezindlu ivumela abaninimzi ukuba baboleke ngokuchasene ne-equity kwikhaya labo.Imali-mboleko isekelwe kumahluko phakathi kwecurr yekhaya...Funda ngokugqithisileyo -
Yintoni i-akhawunti ye-1031 yotshintshiselwano
EUnited States, abatyali-mali abaninzi baya kuhlala bephucula kwaye bathathe indawo yezindlu zotyalo-mali, eziya kuvelisa irhafu ephezulu yexabiso elongeziweyo kunye nerhafu yengeniso eyinkunzi kwinkqubo yorhwebo, nto leyo engenaqoqosho kakhulu.Nangona kunjalo, i-IRS ikhuphe umgaqo-nkqubo wokuphepha irhafu esemthethweni xa b...Funda ngokugqithisileyo -
Yintoni i-“NO Ratio” DSCR?
Akukho mlinganiso we-DSCR uthetha ukuba umlinganiselo wengeniso yenyanga yerenti yerenti kwisixa-mali senyanga sembuyekezo yendlu, irhafu, i-inshorensi kunye nentlawulo yolawulo lwepropathi ilingana no "0", oko kukuthi, ungafaka isicelo seemveliso mboleko zeDSCR nge " zero" umlinganiselo.Kwimali-mboleko yethu yangaphambili...Funda ngokugqithisileyo -
Kuthekani ukuba andikwazi kufaneleka ukubolekwa imali eqhelekileyo?
Iimali-mboleko eziqhelekileyo zineemfuno ezisikelwe umda zomlinganiselo we-DTI/ oovimba/i-LTV/ imeko yetyala.Ngokubanzi, uninzi lwababoleki banokufaneleka kwimali mboleko eqhelekileyo kunye nomvuzo ophezulu kunye namanqaku ekhredithi.Ngelixa kwabanye ababoleki, umvuzo wabo uphantsi okanye uneentlobo ezahlukeneyo ze...Funda ngokugqithisileyo -
Iindidi zemveliso yemali-mboleko esinokukunika yona
AAA Utyalo-mali lweNkunzi luyile iindidi ezahlukeneyo zemveliso yemali-mboleko ukukunceda uthenge ipropati oyifunayo.1- Imali mboleko engeyiyo ye-QM- Eyona nto ingcono kuwe ngaphandle kwenqaku letyala elilungileyo kunye nomvuzo ozinzileyo.Akukho mfuneko yentlawulo yakho okanye i-W2.Sinemveliso ezininzi, kwaye kuhlala kukho into enye...Funda ngokugqithisileyo -
Ungawulungela njani umvuzo wekhefu lethutyana?
Ikhefu lethutyana ngenxa ye-COVID-19 kumqeshi lisenokubandakanya iimeko ezahlukeneyo (umz. usapho kunye nezonyango, ukukhubazeka kwexeshana elifutshane, ukubeleka, amanye ikhefu lethutyana kunye okanye ngaphandle kwentlawulo).Ngexesha lekhefu lethutyana, umvuzo womboleki unokuncitshiswa kunye/okanye ngokupheleleyo...Funda ngokugqithisileyo -
Intshayelelo yembuyekezo yerhafu
Amagama angundoqo: Imbuyekezo yerhafu;ukwandiswa kokufakwa kwerhafu ye-IRS;Phesheya kweelwandle Ngaba uziva ubhidekile xa imbuyekezo yerhafu kufuneka isetyenziselwe ukufaneleka kwimali-mboleko yakho?ngowuphi unyaka wembuyekezo yakho yerhafu ekufuneka unikiwe? Kukho amaxesha amane ekufuneka uwaqaphele:...Funda ngokugqithisileyo -
Iimfuno ze-Arhente malunga nobuNnini obungaphantsi kwe-25%
Amagama angundoqo: uFannie Mae;Uziqeshile;Ubunini obungaphantsi kwe-25% Apha ngezantsi kukho iimfuno zesikhokelo se-arhente malunga nobunini bomboleki obungaphantsi kwe-25% kwishishini, nceda ufunde ngononophelo, ugxininise ngakumbi: ...Funda ngokugqithisileyo -
Imali-mboleko ye-Mortgage engeyiyo-QM
Amagama angundoqo: Akukho paystub;Hayi W2;Akukho Mbuyiselo yeRhafu;Akukho 4506-T;Akukho mali-mboleko ye-DU/LP engeyiyo ye-QM yenye indlela yeemali-mboleko ze-mortgage (QM) eziqinisekisiweyo.Ngokukodwa ngakumbi, imali mboleko engeyiyo ye-QM yileyo engafunwayo ukuhlangabezana norhulumente womanyano kunye noMthengi...Funda ngokugqithisileyo